bank holding company · RSSD 2333663 · MA
How big is BERKSHIRE HILLS BANCORP, INC?
BERKSHIRE HILLS BANCORP, INC (MA, RSSD 2333663) reported consolidated total assets of $12.8B, deposits of $10.9B and a Tier 1 risk-based capital ratio of 14.45% in its FR Y-9C for 2021Q1. That ranks 133 of 349 bank holding companies by assets, 95 of 112 among bank holding companies with $10b-$100b in assets, 5 of 18 bank holding companies in massachusetts.
What stands out
BERKSHIRE HILLS BANCORP, INC (MA, RSSD 2333663) reported consolidated total assets of $12.8B, deposits of $10.9B and a Tier 1 risk-based capital ratio of 14.45% in its FR Y-9C for 2021Q1. That ranks 133 of 349 bank holding companies by assets, 95 of 112 among bank holding companies with $10b-$100b in assets, 5 of 18 bank holding companies in massachusetts. Against its size class: tier 1 risk-based capital ratio 14.45%, above the peer median of 12.71%; tier 1 leverage ratio 9.46%, above the peer median of 9.14%; return on assets 0.41%, below the peer median of 1.33%. At 14.45% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.46% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $12.8B | $19.3B | $6.2B | $7.7B | record → |
| Total deposits | $10.9B | $16.0B | $5.1B | $6.1B | record → |
| Loans and leases | $8.0B | $12.3B | $4.1B | $5.3B | record → |
| Net income (year to date) | $13.0M | $64.7M | $13.5M | $25.6M | record → |
| Total equity capital | $1.2B | $2.4B | $687.8M | $832.0M | record → |
| Equity to assets | 9.20% | 10.99% | 10.12% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 14.45% | 12.71% | 13.85% | 13.18% | record → |
| Total risk-based capital ratio | 16.57% | 14.79% | 15.61% | 15.34% | record → |
| Tier 1 leverage ratio | 9.46% | 9.14% | 9.36% | 9.48% | record → |
| Return on assets | 0.41% | 1.33% | 1.09% | 1.34% | computed |
Quarter by quarter
53 reports on record, 1996Q2–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $12.8B | $10.9B | $8.0B | $13.0M | $1.2B | 14.45% | 133 |
| 2020Q4 | $12.8B | $10.8B | $8.4B | $-533.0M | $1.2B | 14.06% | 129 |
| 2020Q3 | $12.6B | $10.5B | $9.0B | $-548.0M | $1.2B | 13.43% | 132 |
| 2020Q2 | $13.1B | $10.8B | $9.4B | $-569.3M | $1.2B | 12.90% | 130 |
| 2020Q1 | $13.1B | $10.1B | $9.4B | $-19.9M | $1.7B | 12.25% | 116 |
| 2019Q4 | $13.2B | $10.3B | $9.7B | $97.5M | $1.8B | 12.30% | 114 |
| 2019Q3 | $13.5B | $10.4B | $10.1B | $71.7M | $1.8B | 11.68% | 112 |
| 2019Q2 | $13.7B | $10.6B | $10.3B | $49.1M | $1.8B | 11.59% | 107 |
| 2019Q1 | $12.2B | $9.2B | $9.1B | $23.6M | $1.6B | 11.67% | 117 |
| 2018Q4 | $12.2B | $9.0B | $9.1B | $105.8M | $1.6B | 11.57% | 115 |
| 2018Q3 | $12.0B | $8.8B | $9.0B | $91.5M | $1.5B | 11.61% | 115 |
| 2018Q2 | $11.9B | $8.8B | $8.9B | $59.3M | $1.5B | 11.49% | 113 |
| 2018Q1 | $11.5B | $8.7B | $8.5B | $25.2M | $1.5B | 11.48% | 112 |
| 2017Q4 | $11.6B | $8.8B | $8.5B | $55.2M | $1.5B | 11.15% | 109 |
| 2017Q3 | $9.8B | $6.8B | $7.1B | $58.1M | $1.3B | 12.49% | 123 |
| 2017Q2 | $9.6B | $6.7B | $7.0B | $35.2M | $1.3B | 12.25% | 122 |
| 2017Q1 | $9.3B | $6.7B | $6.7B | $15.5M | $1.1B | 10.05% | 125 |
| 2016Q4 | $9.2B | $6.6B | $6.7B | $58.7M | $1.1B | 10.05% | 125 |
| 2016Q3 | $7.9B | $5.8B | $6.1B | $48.3M | $932.6M | 9.63% | 139 |
| 2016Q2 | $8.1B | $5.7B | $6.0B | $32.0M | $923.4M | 9.49% | 137 |
| 2016Q1 | $7.8B | $5.6B | $5.7B | $16.0M | $905.8M | 9.91% | 136 |
| 2015Q4 | $7.8B | $5.6B | $5.7B | $49.5M | $887.2M | 9.94% | 132 |
| 2015Q3 | $7.8B | $5.5B | $5.7B | $33.5M | $881.6M | 9.76% | 128 |
| 2015Q2 | $7.5B | $5.3B | $5.3B | $18.8M | $827.2M | 9.61% | 130 |
| 2015Q1 | $6.6B | $4.7B | $4.8B | $8.8M | $716.2M | 9.17% | 140 |
| 2014Q4 | $6.5B | $4.7B | $4.7B | $33.7M | $709.3M | 9.03% | 137 |
| 2014Q3 | $6.4B | $4.6B | $4.6B | $22.3M | $696.9M | 9.25% | 140 |
| 2014Q2 | $6.3B | $4.5B | $4.5B | $10.4M | $690.5M | — | 139 |
| 2014Q1 | $6.0B | $4.2B | $4.3B | $-1.1M | $677.6M | — | 146 |
| 2013Q4 | $5.7B | $3.9B | $4.2B | $41.1M | $678.1M | — | 149 |
| 2013Q3 | $5.5B | $3.9B | $4.1B | $30.6M | $673.2M | — | 147 |
| 2013Q2 | $5.2B | $3.8B | $3.9B | $22.5M | $673.0M | — | 146 |
| 2013Q1 | $5.2B | $4.1B | $4.0B | $10.5M | $673.9M | — | 147 |
| 2012Q4 | $5.3B | $4.1B | $4.1B | $33.2M | $667.3M | — | 147 |
| 2012Q3 | $4.6B | $3.5B | $3.5B | $23.9M | $590.9M | — | 156 |
| 2012Q2 | $4.5B | $3.4B | $3.4B | $13.8M | $583.3M | — | 154 |
| 2012Q1 | $4.0B | $3.2B | $3.0B | $5.8M | $556.8M | — | 176 |
| 2000Q1 | $875.5M | $688.6M | $705.0M | $1.6M | $88.6M | — | 375 |
| 1999Q4 | $841.3M | $681.4M | $674.1M | $6.3M | $88.4M | — | 391 |
| 1999Q3 | $844.4M | $662.3M | $680.4M | $4.5M | $85.4M | — | 384 |
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