bank holding company · RSSD 2333654 · MA
How big is BENJAMIN FRANKLIN BANCORP, INC.?
BENJAMIN FRANKLIN BANCORP, INC. (MA, RSSD 2333654) reported consolidated total assets of $998.8M, deposits of $691.8M and a Tier 1 risk-based capital ratio of 10.28% in its FR Y-9C for 2009Q1. That ranks 483 of 1,033 bank holding companies by assets, 4 of 554 among bank holding companies under $1b in assets, 15 of 33 bank holding companies in massachusetts.
What stands out
BENJAMIN FRANKLIN BANCORP, INC. (MA, RSSD 2333654) reported consolidated total assets of $998.8M, deposits of $691.8M and a Tier 1 risk-based capital ratio of 10.28% in its FR Y-9C for 2009Q1. That ranks 483 of 1,033 bank holding companies by assets, 4 of 554 among bank holding companies under $1b in assets, 15 of 33 bank holding companies in massachusetts. Against its size class: tier 1 risk-based capital ratio 10.28%, below the peer median of 11.23%; tier 1 leverage ratio 7.70%, below the peer median of 8.58%; return on assets -0.54%, below the peer median of 0.44%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 10.28% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2009Q1; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2009Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2009Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $998.8M | $655.3M | $950.6M | $924.6M | record → |
| Total deposits | $691.8M | $516.3M | $729.1M | $737.9M | record → |
| Loans and leases | $691.2M | $462.5M | $614.2M | $678.0M | record → |
| Net income (year to date) | $-1.3M | $693.0k | $964.0k | $908.0k | record → |
| Total equity capital | $109.9M | $52.8M | $92.2M | $79.9M | record → |
| Equity to assets | 11.00% | 8.25% | 9.14% | 8.44% | computed |
| Tier 1 risk-based capital ratio | 10.28% | 11.23% | 14.12% | 11.23% | record → |
| Total risk-based capital ratio | 11.53% | 12.61% | 15.17% | 12.75% | record → |
| Tier 1 leverage ratio | 7.70% | 8.58% | 9.01% | 8.70% | record → |
| Return on assets | -0.54% | 0.44% | 0.39% | 0.39% | computed |
Quarter by quarter
53 reports on record, 1996Q1–2009Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2009Q1 | $998.8M | $691.8M | $691.2M | $-1.3M | $109.9M | 10.28% | 483 |
| 2008Q4 | $997.7M | $655.5M | $696.8M | $3.7M | $109.8M | 10.55% | 468 |
| 2008Q3 | $980.7M | $664.0M | $678.9M | $3.5M | $106.5M | 10.71% | 469 |
| 2008Q2 | $967.0M | $659.5M | $670.5M | $2.3M | $106.1M | 10.69% | 466 |
| 2008Q1 | $958.6M | $646.9M | $645.9M | $1.1M | $107.0M | 10.70% | 473 |
| 2007Q4 | $903.3M | $620.6M | $612.7M | $3.6M | $107.4M | 11.38% | 503 |
| 2007Q3 | $907.3M | $630.6M | $597.9M | $2.5M | $107.1M | 12.96% | 496 |
| 2007Q2 | $896.4M | $638.7M | $602.8M | $1.4M | $107.4M | 13.14% | 495 |
| 2007Q1 | $891.6M | $635.4M | $598.1M | $591.0k | $109.0M | 13.74% | 495 |
| 2006Q4 | $914.1M | $637.3M | $645.5M | $4.7M | $109.4M | 13.49% | 475 |
| 2006Q3 | $902.7M | $630.3M | $641.6M | $3.7M | $108.4M | 13.48% | 477 |
| 2006Q2 | $897.3M | $634.1M | $629.8M | $2.5M | $109.3M | 14.08% | 466 |
| 2006Q1 | $896.6M | $655.8M | $621.8M | $1.3M | $108.8M | 14.22% | 456 |
| 2005Q4 | $867.5M | $615.7M | $610.8M | $431.0k | $108.1M | 14.30% | 509 |
| 2005Q3 | $856.2M | $607.7M | $608.7M | $-882.0k | $107.7M | 14.48% | 499 |
| 2005Q2 | $863.8M | $633.9M | $614.0M | $-2.2M | $109.2M | 14.35% | 485 |
| 2005Q1 | $582.8M | $469.1M | $397.7M | $331.0k | $30.8M | 10.79% | 684 |
| 2004Q4 | $517.4M | $399.1M | $386.5M | $1.7M | $31.3M | 11.51% | 760 |
| 2004Q3 | $517.1M | $402.0M | $378.5M | $1.3M | $30.6M | 11.76% | 756 |
| 2004Q2 | $502.6M | $412.7M | $341.3M | $778.0k | $28.6M | 11.76% | 767 |
| 2004Q1 | $471.3M | $393.4M | $305.6M | $455.0k | $30.7M | 12.34% | 794 |
| 2003Q4 | $459.0M | $383.1M | $291.1M | $1.7M | $29.3M | 13.24% | 798 |
| 2003Q3 | $470.5M | $394.4M | $282.8M | $1.4M | $29.3M | 13.22% | 771 |
| 2003Q2 | $479.2M | $401.4M | $267.1M | $1.2M | $30.5M | 12.69% | 763 |
| 2003Q1 | $460.9M | $383.7M | $261.8M | $541.0k | $30.1M | 13.30% | 773 |
| 2002Q4 | $453.3M | $375.2M | $263.9M | $2.7M | $29.3M | 12.74% | 771 |
| 2002Q3 | $451.4M | $382.6M | $253.5M | $2.6M | $29.3M | 10.80% | 767 |
| 2002Q2 | $444.8M | $377.0M | $241.8M | $1.4M | $28.4M | 10.80% | 758 |
| 2002Q1 | $426.0M | $362.7M | $246.5M | $591.0k | $26.7M | 9.74% | 763 |
| 2001Q4 | $428.4M | $364.6M | $258.7M | $40.0k | $26.9M | 9.18% | 767 |
| 2001Q3 | $426.4M | $362.8M | $269.8M | $-656.0k | $26.6M | 8.90% | 747 |
| 2001Q2 | $450.1M | $388.6M | $274.7M | $-1.5M | $24.8M | 8.34% | 697 |
| 2001Q1 | $449.3M | $388.1M | $279.7M | $-1.9M | $24.4M | 7.93% | 686 |
| 2000Q4 | $443.1M | $392.3M | $285.3M | $-4.7M | $24.8M | — | 684 |
| 2000Q3 | $447.7M | $390.8M | $289.4M | $4.9M | $28.5M | — | 665 |
| 2000Q2 | $446.3M | $382.9M | $286.8M | $3.5M | $28.9M | — | 652 |
| 2000Q1 | $443.6M | $372.5M | $279.0M | $2.4M | $28.8M | — | 653 |
| 1999Q4 | $426.2M | $326.7M | $270.3M | $2.9M | $28.6M | — | 666 |
| 1999Q3 | $407.1M | $332.1M | $266.4M | $1.8M | $27.9M | — | 686 |
| 1999Q2 | $378.5M | $321.4M | $249.3M | $905.0k | $27.8M | — | 717 |
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