bank holding company · RSSD 1131750 · WV
How big is HIGHLANDS BANKSHARES, INC.?
HIGHLANDS BANKSHARES, INC. (WV, RSSD 1131750) reported consolidated total assets of $388.1M, deposits of $329.2M and a Tier 1 risk-based capital ratio of 16.85% in its FR Y-9C for 2014Q4. That ranks 1101 of 1,129 bank holding companies by assets, 513 of 541 among bank holding companies under $1b in assets, 8 of 8 bank holding companies in west virginia.
What stands out
HIGHLANDS BANKSHARES, INC. (WV, RSSD 1131750) reported consolidated total assets of $388.1M, deposits of $329.2M and a Tier 1 risk-based capital ratio of 16.85% in its FR Y-9C for 2014Q4. That ranks 1101 of 1,129 bank holding companies by assets, 513 of 541 among bank holding companies under $1b in assets, 8 of 8 bank holding companies in west virginia. Against its size class: tier 1 risk-based capital ratio 16.85%, above the peer median of 14.17%; tier 1 leverage ratio 12.48%, above the peer median of 10.05%; return on assets 0.85%, above the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 16.85% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2014Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2014Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2014Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $388.1M | $668.9M | $1.3B | $1.1B | record → |
| Total deposits | $329.2M | $544.8M | $1.1B | $835.6M | record → |
| Loans and leases | $304.5M | $440.7M | $955.7M | $702.8M | record → |
| Net income (year to date) | $3.3M | $5.2M | $12.3M | $9.3M | record → |
| Total equity capital | $46.8M | $66.6M | $138.7M | $107.5M | record → |
| Equity to assets | 12.05% | 9.86% | 11.84% | 10.17% | computed |
| Tier 1 risk-based capital ratio | 16.85% | 14.17% | 13.35% | 13.59% | record → |
| Total risk-based capital ratio | 18.10% | 15.44% | 14.85% | 15.05% | record → |
| Tier 1 leverage ratio | 12.48% | 10.05% | 9.90% | 9.96% | record → |
| Return on assets | 0.85% | 0.76% | 1.02% | 0.82% | computed |
Quarter by quarter
110 reports on record, 1987Q3–2014Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2014Q4 | $388.1M | $329.2M | $304.5M | $3.3M | $46.8M | 16.85% | 1101 |
| 2014Q3 | $383.3M | $325.6M | $299.9M | $2.3M | $47.5M | 16.96% | 1113 |
| 2014Q2 | $386.2M | $328.7M | $300.3M | $1.4M | $46.8M | 16.69% | 1119 |
| 2014Q1 | $385.3M | $330.1M | $298.3M | $594.0k | $46.2M | 16.54% | 1135 |
| 2013Q4 | $382.8M | $327.8M | $302.4M | $2.4M | $45.7M | 16.12% | 1118 |
| 2013Q3 | $382.8M | $326.1M | $299.2M | $1.6M | $44.3M | 16.05% | 1132 |
| 2013Q2 | $387.4M | $329.7M | $305.6M | $1.2M | $44.1M | 15.49% | 1135 |
| 2013Q1 | $390.3M | $330.6M | $307.8M | $522.0k | $43.8M | 15.33% | 1150 |
| 2012Q4 | $386.5M | $328.9M | $306.1M | $2.6M | $43.5M | 15.34% | 1112 |
| 2012Q3 | $384.4M | $330.1M | $303.0M | $2.0M | $43.5M | 15.18% | 1127 |
| 2012Q2 | $391.7M | $337.7M | $308.4M | $1.3M | $42.9M | 14.80% | 1126 |
| 2012Q1 | $396.7M | $343.1M | $311.4M | $697.0k | $42.4M | 14.35% | 1129 |
| 2011Q4 | $404.2M | $344.1M | $313.1M | $1.4M | $41.7M | 13.91% | 975 |
| 2011Q3 | $405.6M | $345.9M | $318.2M | $1.1M | $42.0M | 13.74% | 972 |
| 2011Q2 | $406.6M | $347.3M | $321.1M | $366.0k | $41.2M | 13.36% | 980 |
| 2011Q1 | $402.5M | $345.1M | $325.5M | $552.0k | $41.6M | 13.40% | 991 |
| 2010Q4 | $399.9M | $342.8M | $329.3M | $1.6M | $41.4M | 13.24% | 965 |
| 2010Q3 | $401.6M | $343.5M | $332.3M | $974.0k | $41.3M | 13.00% | 976 |
| 2010Q2 | $407.1M | $349.6M | $333.0M | $391.0k | $41.1M | 13.02% | 992 |
| 2010Q1 | $410.5M | $352.7M | $334.1M | $161.0k | $41.2M | 13.03% | 1006 |
| 2009Q4 | $407.9M | $349.9M | $335.5M | $3.4M | $41.4M | 13.08% | 974 |
| 2009Q3 | $404.9M | $346.6M | $334.5M | $2.4M | $40.7M | 12.97% | 974 |
| 2009Q2 | $398.2M | $339.9M | $332.0M | $1.6M | $40.3M | 12.93% | 993 |
| 2009Q1 | $393.4M | $330.2M | $332.5M | $963.0k | $40.0M | 12.81% | 996 |
| 2008Q4 | $378.3M | $316.3M | $325.8M | $5.0M | $39.4M | 12.98% | 938 |
| 2008Q3 | $368.1M | $311.1M | $315.3M | $3.8M | $39.4M | 13.00% | 942 |
| 2008Q2 | $373.2M | $319.2M | $313.5M | $2.5M | $39.2M | 12.97% | 935 |
| 2008Q1 | $384.5M | $325.9M | $311.3M | $1.2M | $41.2M | 13.44% | 933 |
| 2007Q4 | $380.8M | $323.7M | $310.2M | $4.7M | $40.6M | 13.28% | 919 |
| 2007Q3 | $380.4M | $323.6M | $308.0M | $3.4M | $39.5M | 13.09% | 930 |
| 2007Q2 | $377.1M | $321.3M | $303.1M | $2.2M | $38.6M | 12.99% | 935 |
| 2007Q1 | $370.8M | $314.9M | $298.0M | $1.1M | $37.9M | 12.76% | 941 |
| 2006Q4 | $357.3M | $300.5M | $292.8M | $4.5M | $37.1M | 12.21% | 940 |
| 2006Q3 | $349.2M | $292.8M | $283.3M | $3.4M | $36.4M | 12.44% | 947 |
| 2006Q2 | $335.9M | $280.8M | $273.4M | $2.2M | $35.5M | 12.55% | 953 |
| 2006Q1 | $339.8M | $284.7M | $270.9M | $1.0M | $34.6M | 12.31% | 958 |
| 2005Q4 | $337.6M | $284.7M | $270.0M | $3.8M | $34.0M | 12.60% | 1256 |
| 2005Q3 | $314.1M | $261.2M | $255.9M | $2.7M | $33.5M | 14.33% | 1318 |
| 2005Q2 | $311.3M | $258.6M | $253.9M | $1.8M | $32.8M | 13.89% | 1302 |
| 2005Q1 | $306.5M | $255.6M | $253.8M | $849.0k | $32.2M | 13.61% | 1288 |
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