bank holding company · RSSD 1130089 · VT
How big is FACTORY POINT BANCORP, INC.?
FACTORY POINT BANCORP, INC. (VT, RSSD 1130089) reported consolidated total assets of $319.3M, deposits of $270.1M and a Tier 1 risk-based capital ratio of 11.91% in its FR Y-9C for 2005Q4. That ranks 1315 of 2,310 bank holding companies by assets, 862 of 1,857 among bank holding companies under $1b in assets, 7 of 8 bank holding companies in vermont.
What stands out
FACTORY POINT BANCORP, INC. (VT, RSSD 1130089) reported consolidated total assets of $319.3M, deposits of $270.1M and a Tier 1 risk-based capital ratio of 11.91% in its FR Y-9C for 2005Q4. That ranks 1315 of 2,310 bank holding companies by assets, 862 of 1,857 among bank holding companies under $1b in assets, 7 of 8 bank holding companies in vermont. Against its size class: tier 1 risk-based capital ratio 11.91%, below the peer median of 12.15%; tier 1 leverage ratio 7.93%, below the peer median of 9.12%; return on assets 1.38%, above the peer median of 1.02%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 11.91% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2005Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2005Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2005Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $319.3M | $303.5M | $390.6M | $372.2M | record → |
| Total deposits | $270.1M | $250.0M | $309.3M | $298.7M | record → |
| Loans and leases | $210.6M | $209.7M | $311.7M | $258.9M | record → |
| Net income (year to date) | $4.4M | $3.2M | $3.9M | $3.9M | record → |
| Total equity capital | $26.9M | $26.9M | $44.3M | $32.1M | record → |
| Equity to assets | 8.44% | 8.44% | 9.41% | 8.44% | computed |
| Tier 1 risk-based capital ratio | 11.91% | 12.15% | 13.48% | 11.80% | record → |
| Total risk-based capital ratio | 13.17% | 13.45% | 14.52% | 13.17% | record → |
| Tier 1 leverage ratio | 7.93% | 9.12% | 9.12% | 8.99% | record → |
| Return on assets | 1.38% | 1.02% | 1.04% | 1.03% | computed |
Quarter by quarter
34 reports on record, 1997Q3–2005Q4; the 34 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2005Q4 | $319.3M | $270.1M | $210.6M | $4.4M | $26.9M | 11.91% | 1315 |
| 2005Q3 | $323.1M | $275.8M | $210.2M | $3.2M | $26.5M | 11.68% | 1282 |
| 2005Q2 | $308.8M | $269.1M | $209.1M | $2.1M | $26.4M | 11.59% | 1319 |
| 2005Q1 | $308.5M | $270.9M | $202.8M | $900.0k | $25.3M | 11.59% | 1278 |
| 2004Q4 | $304.5M | $265.4M | $204.6M | $3.8M | $25.5M | 11.48% | 1287 |
| 2004Q3 | $306.9M | $272.0M | $207.6M | $2.6M | $25.1M | 11.07% | 1262 |
| 2004Q2 | $306.1M | $255.7M | $204.2M | $1.7M | $24.1M | 10.91% | 1249 |
| 2004Q1 | $299.6M | $261.9M | $195.3M | $842.0k | $24.8M | 11.23% | 1237 |
| 2003Q4 | $303.8M | $259.3M | $194.0M | $3.8M | $24.1M | 11.12% | 1197 |
| 2003Q3 | $316.3M | $283.5M | $192.8M | $2.5M | $23.6M | 10.55% | 1133 |
| 2003Q2 | $306.4M | $272.9M | $184.6M | $1.6M | $23.4M | 10.72% | 1150 |
| 2003Q1 | $298.8M | $266.6M | $174.9M | $835.0k | $23.4M | 11.10% | 1156 |
| 2002Q4 | $291.5M | $256.2M | $174.8M | $3.5M | $23.4M | 10.75% | 1163 |
| 2002Q3 | $297.5M | $264.5M | $172.1M | $2.5M | $22.8M | 10.62% | 1124 |
| 2002Q2 | $272.0M | $236.7M | $172.8M | $1.6M | $21.6M | 10.52% | 1188 |
| 2002Q1 | $270.7M | $240.8M | $169.2M | $690.0k | $20.2M | 10.39% | 1165 |
| 2001Q4 | $268.4M | $239.1M | $165.2M | $3.0M | $20.2M | 10.43% | 1162 |
| 2001Q3 | $265.8M | $235.9M | $164.9M | $2.1M | $20.3M | 9.97% | 1160 |
| 2001Q2 | $243.7M | $214.3M | $156.9M | $1.3M | $19.2M | 10.39% | 1223 |
| 2001Q1 | $246.3M | $214.6M | $153.0M | $652.0k | $19.2M | 10.42% | 1199 |
| 2000Q4 | $238.7M | $203.7M | $149.8M | $2.7M | $18.5M | — | 1220 |
| 2000Q3 | $238.4M | $204.4M | $147.2M | $1.9M | $17.2M | — | 1194 |
| 2000Q2 | $234.2M | $190.1M | $142.8M | $1.1M | $16.3M | — | 1184 |
| 2000Q1 | $225.9M | $197.4M | $136.3M | $478.0k | $16.0M | — | 1202 |
| 1999Q4 | $202.8M | $174.1M | $127.0M | $2.2M | $16.0M | — | 1310 |
| 1999Q3 | $197.0M | $174.1M | $118.5M | $1.6M | $15.9M | — | 1324 |
| 1999Q2 | $165.7M | $136.5M | $110.7M | $1.0M | $15.8M | — | 1530 |
| 1999Q1 | $164.3M | $145.1M | $107.5M | $498.0k | $15.9M | — | 1523 |
| 1998Q4 | $165.6M | $146.5M | $104.9M | $2.1M | $15.8M | — | 1501 |
| 1998Q3 | $162.1M | $143.3M | $105.6M | $1.6M | $15.7M | — | 1474 |
| 1998Q2 | $152.8M | $131.9M | $106.8M | $997.0k | $15.1M | — | 1520 |
| 1998Q1 | $150.7M | $132.8M | $101.2M | $467.0k | $14.7M | — | 1496 |
| 1997Q4 | $154.1M | $135.3M | $98.9M | $1.7M | $14.5M | — | 1467 |
| 1997Q3 | $154.1M | $136.0M | $97.8M | $1.2M | $14.1M | — | 1450 |
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