bank holding company · RSSD 1100000 · TN
How big is INDEPENDENT SOUTHERN BANCSHARES, INC.?
INDEPENDENT SOUTHERN BANCSHARES, INC. (TN, RSSD 1100000) reported consolidated total assets of $292.1M, deposits of $258.2M and a Tier 1 risk-based capital ratio of 10.26% in its FR Y-9C for 2014Q4. That ranks 1114 of 1,129 bank holding companies by assets, 526 of 541 among bank holding companies under $1b in assets, 31 of 31 bank holding companies in tennessee.
What stands out
INDEPENDENT SOUTHERN BANCSHARES, INC. (TN, RSSD 1100000) reported consolidated total assets of $292.1M, deposits of $258.2M and a Tier 1 risk-based capital ratio of 10.26% in its FR Y-9C for 2014Q4. That ranks 1114 of 1,129 bank holding companies by assets, 526 of 541 among bank holding companies under $1b in assets, 31 of 31 bank holding companies in tennessee. Against its size class: tier 1 risk-based capital ratio 10.26%, below the peer median of 14.17%; tier 1 leverage ratio 6.75%, below the peer median of 10.05%; return on assets 0.59%, below the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 10.26% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2014Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2014Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2014Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $292.1M | $668.9M | $861.8M | $1.1B | record → |
| Total deposits | $258.2M | $544.8M | $682.3M | $835.6M | record → |
| Loans and leases | $185.1M | $440.7M | $627.0M | $702.8M | record → |
| Net income (year to date) | $1.7M | $5.2M | $7.8M | $9.3M | record → |
| Total equity capital | $18.1M | $66.6M | $82.0M | $107.5M | record → |
| Equity to assets | 6.18% | 9.86% | 9.76% | 10.17% | computed |
| Tier 1 risk-based capital ratio | 10.26% | 14.17% | 13.70% | 13.59% | record → |
| Total risk-based capital ratio | 15.21% | 15.44% | 15.21% | 15.05% | record → |
| Tier 1 leverage ratio | 6.75% | 10.05% | 9.88% | 9.96% | record → |
| Return on assets | 0.59% | 0.76% | 0.90% | 0.82% | computed |
Quarter by quarter
114 reports on record, 1986Q3–2014Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2014Q4 | $292.1M | $258.2M | $185.1M | $1.7M | $18.1M | 10.26% | 1114 |
| 2014Q3 | $287.6M | $254.0M | $191.5M | $1.2M | $18.2M | 9.95% | 1123 |
| 2014Q2 | $301.4M | $267.9M | $190.4M | $778.0k | $17.9M | 9.41% | 1128 |
| 2014Q1 | $305.3M | $271.5M | $188.8M | $225.0k | $17.1M | 9.20% | 1146 |
| 2013Q4 | $302.9M | $269.5M | $186.9M | $8.8M | $16.7M | 9.01% | 1128 |
| 2013Q3 | $289.6M | $263.8M | $184.4M | $729.0k | $7.8M | 6.87% | 1145 |
| 2013Q2 | $289.8M | $263.5M | $178.7M | $369.0k | $7.5M | 6.75% | 1155 |
| 2013Q1 | $300.6M | $273.2M | $177.1M | $51.0k | $9.0M | 6.61% | 1163 |
| 2012Q4 | $296.9M | $270.2M | $179.2M | $1.9M | $9.2M | 6.53% | 1126 |
| 2012Q3 | $283.1M | $256.1M | $186.9M | $1.6M | $9.2M | 6.07% | 1143 |
| 2012Q2 | $290.9M | $264.7M | $186.4M | $868.0k | $8.5M | 5.59% | 1147 |
| 2012Q1 | $298.6M | $273.3M | $182.6M | $53.0k | $7.9M | 5.23% | 1149 |
| 2011Q4 | $292.3M | $267.4M | $188.8M | $-3.0M | $7.7M | 5.03% | 1003 |
| 2011Q3 | $305.0M | $279.3M | $199.1M | $-2.9M | $8.2M | 4.96% | 999 |
| 2011Q2 | $333.6M | $307.1M | $207.7M | $-1.4M | $8.7M | 5.80% | 999 |
| 2011Q1 | $350.1M | $323.7M | $213.0M | $-15.0k | $8.8M | 6.49% | 1005 |
| 2010Q4 | $355.1M | $329.5M | $228.9M | $-4.0M | $8.4M | 5.99% | 981 |
| 2010Q3 | $356.7M | $328.7M | $240.5M | $-2.9M | $12.2M | 6.50% | 992 |
| 2010Q2 | $354.0M | $324.8M | $246.9M | $-2.0M | $13.6M | 6.85% | 1009 |
| 2010Q1 | $377.0M | $335.0M | $252.6M | $-355.0k | $15.5M | 7.34% | 1015 |
| 2009Q4 | $382.3M | $340.5M | $266.9M | $-21.3M | $15.7M | 7.09% | 982 |
| 2009Q3 | $386.5M | $330.1M | $284.2M | $-9.9M | $26.2M | 8.80% | 985 |
| 2009Q2 | $421.2M | $367.2M | $296.7M | $-6.5M | $28.9M | 8.96% | 980 |
| 2009Q1 | $458.2M | $401.9M | $307.9M | $-4.3M | $31.4M | 9.54% | 975 |
| 2008Q4 | $476.9M | $416.9M | $321.3M | $-4.6M | $35.1M | 11.76% | 900 |
| 2008Q3 | $563.6M | $472.5M | $432.6M | $-1.7M | $33.5M | 10.18% | 825 |
| 2008Q2 | $562.4M | $448.3M | $428.6M | $669.0k | $35.7M | 10.71% | 824 |
| 2008Q1 | $578.2M | $467.1M | $439.0M | $454.0k | $36.8M | 10.52% | 794 |
| 2007Q4 | $599.2M | $481.9M | $458.1M | $-2.2M | $35.7M | 9.57% | 749 |
| 2007Q3 | $550.8M | $387.1M | $403.1M | $1.3M | $38.4M | 11.37% | 812 |
| 2007Q2 | $555.7M | $376.4M | $408.7M | $1.2M | $38.2M | 11.54% | 804 |
| 2007Q1 | $573.9M | $359.6M | $434.9M | $1.1M | $39.9M | 11.62% | 769 |
| 2006Q4 | $541.8M | $331.9M | $400.6M | $5.2M | $39.2M | 12.14% | 809 |
| 2006Q3 | $524.4M | $330.3M | $387.4M | $3.9M | $39.0M | 12.42% | 821 |
| 2006Q2 | $512.8M | $330.8M | $379.5M | $2.5M | $37.0M | 12.54% | 824 |
| 2006Q1 | $476.5M | $324.7M | $352.7M | $1.3M | $37.0M | 13.27% | 870 |
| 2005Q4 | $503.4M | $324.0M | $375.4M | $5.8M | $36.3M | 12.84% | 857 |
| 2005Q3 | $515.7M | $346.3M | $395.1M | $4.5M | $36.5M | 12.30% | 820 |
| 2005Q2 | $497.3M | $333.7M | $381.2M | $2.9M | $35.5M | 12.46% | 828 |
| 2005Q1 | $458.7M | $322.4M | $342.1M | $1.4M | $34.0M | 13.40% | 859 |
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