bank holding company · RSSD 1083475 · MS
How big is CITIZENS HOLDING COMPANY?
CITIZENS HOLDING COMPANY (MS, RSSD 1083475) reported consolidated total assets of $963.1M, deposits of $764.6M and a Tier 1 risk-based capital ratio of 17.49% in its FR Y-9C for 2018Q2. That ranks 624 of 650 bank holding companies by assets, 5 of 31 among bank holding companies under $1b in assets, 10 of 11 bank holding companies in mississippi.
What stands out
CITIZENS HOLDING COMPANY (MS, RSSD 1083475) reported consolidated total assets of $963.1M, deposits of $764.6M and a Tier 1 risk-based capital ratio of 17.49% in its FR Y-9C for 2018Q2. That ranks 624 of 650 bank holding companies by assets, 5 of 31 among bank holding companies under $1b in assets, 10 of 11 bank holding companies in mississippi. Against its size class: tier 1 risk-based capital ratio 17.49%, above the peer median of 15.48%; tier 1 leverage ratio 9.77%, below the peer median of 11.04%; return on assets 0.72%, below the peer median of 0.99%. At 17.49% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.77% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $963.1M | $835.7M | $2.5B | $2.3B | record → |
| Total deposits | $764.6M | $704.8M | $2.1B | $1.8B | record → |
| Loans and leases | $420.6M | $505.4M | $1.7B | $1.6B | record → |
| Net income (year to date) | $3.5M | $4.4M | $12.0M | $13.4M | record → |
| Total equity capital | $81.7M | $85.0M | $226.6M | $251.4M | record → |
| Equity to assets | 8.48% | 11.03% | 10.13% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 17.49% | 15.48% | 12.73% | 12.70% | record → |
| Total risk-based capital ratio | 18.05% | 17.02% | 14.68% | 14.27% | record → |
| Tier 1 leverage ratio | 9.77% | 11.04% | 9.95% | 10.05% | record → |
| Return on assets | 0.72% | 0.99% | 0.97% | 1.12% | computed |
Quarter by quarter
108 reports on record, 1989Q3–2018Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $963.1M | $764.6M | $420.6M | $3.5M | $81.7M | 17.49% | 624 |
| 2018Q1 | $976.0M | $785.6M | $408.2M | $1.8M | $82.0M | 17.88% | 625 |
| 2017Q4 | $993.1M | $720.7M | $405.4M | $3.7M | $88.5M | 17.90% | 603 |
| 2017Q3 | $1.0B | $754.8M | $393.1M | $4.8M | $91.9M | 18.34% | 606 |
| 2017Q2 | $1.0B | $779.9M | $393.3M | $3.2M | $92.8M | 18.33% | 615 |
| 2017Q1 | $1.0B | $789.2M | $392.9M | $1.4M | $88.2M | 17.98% | 610 |
| 2014Q4 | $921.1M | $696.1M | $391.0M | $7.5M | $81.9M | 16.60% | 637 |
| 2014Q3 | $889.9M | $695.3M | $388.7M | $5.8M | $79.6M | 16.74% | 648 |
| 2014Q2 | $887.8M | $691.4M | $389.7M | $3.9M | $77.6M | 16.59% | 644 |
| 2014Q1 | $881.7M | $687.1M | $389.8M | $1.8M | $73.0M | 16.29% | 652 |
| 2013Q4 | $873.1M | $654.6M | $392.2M | $7.2M | $66.3M | 16.23% | 650 |
| 2013Q3 | $871.6M | $648.7M | $378.0M | $5.0M | $68.8M | 16.47% | 651 |
| 2013Q2 | $866.8M | $653.2M | $363.0M | $3.0M | $73.5M | 16.98% | 655 |
| 2013Q1 | $894.6M | $659.1M | $370.4M | $1.4M | $87.9M | 16.93% | 634 |
| 2012Q4 | $880.8M | $642.5M | $368.9M | $6.8M | $88.9M | 16.96% | 651 |
| 2012Q3 | $847.9M | $617.0M | $378.2M | $5.0M | $88.4M | 17.02% | 658 |
| 2012Q2 | $844.8M | $591.6M | $384.2M | $3.4M | $88.4M | 16.74% | 659 |
| 2012Q1 | $845.6M | $583.7M | $384.4M | $1.7M | $85.1M | 16.57% | 662 |
| 2011Q4 | $853.9M | $572.3M | $389.3M | $7.2M | $86.1M | 16.27% | 561 |
| 2011Q3 | $826.6M | $567.2M | $406.0M | $5.4M | $85.8M | 15.92% | 570 |
| 2011Q2 | $845.3M | $547.1M | $412.4M | $3.8M | $83.3M | 15.60% | 559 |
| 2011Q1 | $832.1M | $546.7M | $413.6M | $2.0M | $78.8M | 15.27% | 578 |
| 2010Q4 | $818.2M | $537.4M | $421.9M | $7.2M | $76.3M | 15.13% | 590 |
| 2010Q3 | $842.8M | $558.5M | $429.6M | $5.5M | $81.4M | 14.64% | 570 |
| 2010Q2 | $825.7M | $549.6M | $434.5M | $3.7M | $78.7M | 14.44% | 578 |
| 2010Q1 | $849.2M | $575.3M | $446.5M | $2.0M | $77.4M | 13.92% | 571 |
| 2009Q4 | $840.0M | $569.8M | $447.2M | $7.1M | $74.6M | 13.90% | 582 |
| 2009Q3 | $819.3M | $560.6M | $446.9M | $5.4M | $77.0M | 14.35% | 597 |
| 2009Q2 | $815.9M | $571.1M | $441.7M | $3.7M | $71.3M | 14.61% | 602 |
| 2009Q1 | $787.3M | $564.6M | $441.6M | $1.9M | $72.8M | 14.52% | 619 |
| 2008Q4 | $766.0M | $545.9M | $428.7M | $8.3M | $71.4M | 14.73% | 622 |
| 2008Q3 | $695.2M | $503.1M | $415.3M | $6.2M | $68.4M | 15.26% | 670 |
| 2008Q2 | $693.0M | $488.2M | $395.2M | $4.1M | $68.4M | 15.55% | 668 |
| 2008Q1 | $709.5M | $503.3M | $387.5M | $1.6M | $70.8M | 15.37% | 647 |
| 2007Q4 | $680.9M | $477.2M | $372.0M | $6.9M | $68.2M | 16.07% | 664 |
| 2007Q3 | $641.5M | $478.0M | $355.4M | $5.5M | $66.4M | 16.79% | 688 |
| 2007Q2 | $632.4M | $479.6M | $353.1M | $3.8M | $64.3M | 16.69% | 695 |
| 2007Q1 | $643.6M | $490.5M | $353.8M | $1.9M | $68.0M | 16.96% | 690 |
| 2006Q4 | $621.2M | $471.8M | $373.0M | $8.4M | $69.7M | 16.79% | 704 |
| 2006Q3 | $602.1M | $467.1M | $373.8M | $6.2M | $68.0M | 16.94% | 712 |
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