bank holding company · RSSD 1076673 · VA
How big is OLD POINT FINANCIAL CORPORATION?
OLD POINT FINANCIAL CORPORATION (VA, RSSD 1076673) reported consolidated total assets of $876.3M, deposits of $716.7M and a Tier 1 risk-based capital ratio of 14.36% in its FR Y-9C for 2014Q4. That ranks 673 of 1,129 bank holding companies by assets, 85 of 541 among bank holding companies under $1b in assets, 21 of 33 bank holding companies in virginia.
What stands out
OLD POINT FINANCIAL CORPORATION (VA, RSSD 1076673) reported consolidated total assets of $876.3M, deposits of $716.7M and a Tier 1 risk-based capital ratio of 14.36% in its FR Y-9C for 2014Q4. That ranks 673 of 1,129 bank holding companies by assets, 85 of 541 among bank holding companies under $1b in assets, 21 of 33 bank holding companies in virginia. Against its size class: tier 1 risk-based capital ratio 14.36%, above the peer median of 14.17%; tier 1 leverage ratio 10.75%, above the peer median of 10.05%; return on assets 0.47%, below the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 14.36% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2014Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2014Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2014Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $876.3M | $668.9M | $1.1B | $1.1B | record → |
| Total deposits | $716.7M | $544.8M | $772.9M | $835.6M | record → |
| Loans and leases | $536.0M | $440.7M | $727.7M | $702.8M | record → |
| Net income (year to date) | $4.1M | $5.2M | $7.6M | $9.3M | record → |
| Total equity capital | $88.5M | $66.6M | $114.0M | $107.5M | record → |
| Equity to assets | 10.10% | 9.86% | 11.10% | 10.17% | computed |
| Tier 1 risk-based capital ratio | 14.36% | 14.17% | 14.16% | 13.59% | record → |
| Total risk-based capital ratio | 15.44% | 15.44% | 15.38% | 15.05% | record → |
| Tier 1 leverage ratio | 10.75% | 10.05% | 10.76% | 9.96% | record → |
| Return on assets | 0.47% | 0.76% | 0.79% | 0.82% | computed |
Quarter by quarter
113 reports on record, 1986Q4–2014Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2014Q4 | $876.3M | $716.7M | $536.0M | $4.1M | $88.5M | 14.36% | 673 |
| 2014Q3 | $865.4M | $715.5M | $525.3M | $2.8M | $86.9M | 14.32% | 666 |
| 2014Q2 | $860.9M | $716.5M | $519.7M | $2.1M | $86.0M | 14.27% | 667 |
| 2014Q1 | $870.1M | $723.5M | $509.6M | $977.0k | $83.1M | 14.32% | 661 |
| 2013Q4 | $864.3M | $725.4M | $500.7M | $3.2M | $80.8M | 14.50% | 657 |
| 2013Q3 | $876.6M | $730.8M | $480.2M | $3.0M | $80.2M | 15.05% | 645 |
| 2013Q2 | $866.9M | $730.4M | $469.5M | $1.9M | $82.5M | 15.27% | 654 |
| 2013Q1 | $890.8M | $747.2M | $457.5M | $901.0k | $88.2M | 16.05% | 640 |
| 2012Q4 | $907.5M | $753.8M | $471.1M | $4.2M | $89.3M | 15.64% | 626 |
| 2012Q3 | $887.9M | $731.7M | $463.5M | $2.8M | $90.4M | 15.89% | 636 |
| 2012Q2 | $872.3M | $724.2M | $476.5M | $1.7M | $87.4M | 15.52% | 645 |
| 2012Q1 | $869.6M | $706.9M | $490.1M | $1.1M | $86.0M | 15.22% | 648 |
| 2011Q4 | $849.5M | $690.9M | $520.3M | $3.3M | $85.9M | 14.46% | 565 |
| 2011Q3 | $852.6M | $690.4M | $527.0M | $2.4M | $85.3M | 14.26% | 554 |
| 2011Q2 | $832.4M | $680.4M | $539.1M | $1.4M | $84.1M | 13.89% | 569 |
| 2011Q1 | $862.2M | $685.6M | $564.3M | $345.0k | $81.4M | 13.18% | 552 |
| 2010Q4 | $886.8M | $679.2M | $586.6M | $1.5M | $81.0M | 12.74% | 532 |
| 2010Q3 | $918.7M | $696.7M | $616.7M | $1.1M | $83.1M | 12.23% | 525 |
| 2010Q2 | $912.4M | $686.7M | $624.4M | $62.0k | $82.0M | 12.04% | 528 |
| 2010Q1 | $951.9M | $686.5M | $631.9M | $-946.0k | $80.5M | 11.67% | 507 |
| 2009Q4 | $921.4M | $662.5M | $635.2M | $1.7M | $81.6M | 11.88% | 525 |
| 2009Q3 | $872.1M | $625.6M | $635.1M | $1.3M | $82.5M | 12.13% | 551 |
| 2009Q2 | $853.1M | $626.6M | $632.4M | $148.0k | $81.7M | 12.19% | 574 |
| 2009Q1 | $880.8M | $645.4M | $629.7M | $770.0k | $82.6M | 12.40% | 555 |
| 2008Q4 | $835.2M | $646.5M | $637.5M | $6.8M | $82.9M | 12.48% | 576 |
| 2008Q3 | $831.9M | $608.7M | $640.3M | $5.9M | $82.8M | 12.41% | 569 |
| 2008Q2 | $836.2M | $614.7M | $626.3M | $3.9M | $81.5M | 12.42% | 563 |
| 2008Q1 | $841.9M | $621.0M | $612.3M | $2.0M | $81.0M | 12.45% | 552 |
| 2007Q4 | $822.6M | $596.2M | $597.1M | $8.0M | $79.7M | 12.64% | 565 |
| 2007Q3 | $827.6M | $600.7M | $587.0M | $5.9M | $78.1M | 12.06% | 558 |
| 2007Q2 | $812.2M | $598.3M | $590.1M | $3.9M | $77.1M | 12.40% | 561 |
| 2007Q1 | $843.3M | $596.6M | $582.8M | $1.9M | $76.2M | 12.60% | 528 |
| 2006Q4 | $847.5M | $588.4M | $583.6M | $7.0M | $74.7M | 12.41% | 524 |
| 2006Q3 | $823.1M | $569.2M | $573.4M | $5.2M | $73.5M | 12.40% | 537 |
| 2006Q2 | $797.0M | $556.8M | $549.5M | $3.5M | $71.6M | 12.86% | 534 |
| 2006Q1 | $781.7M | $560.4M | $521.8M | $1.7M | $71.0M | 13.19% | 531 |
| 2005Q4 | $740.0M | $536.7M | $494.7M | $7.3M | $71.1M | 13.79% | 593 |
| 2005Q3 | $728.2M | $531.0M | $470.4M | $5.6M | $71.2M | 14.18% | 590 |
| 2005Q2 | $700.3M | $509.3M | $437.1M | $3.9M | $70.9M | 14.85% | 596 |
| 2005Q1 | $690.7M | $517.1M | $430.9M | $2.1M | $68.5M | 14.99% | 578 |
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