bank holding company · RSSD 1076365 · WV
How big is FIRST CENTURY BANKSHARES, INC.?
FIRST CENTURY BANKSHARES, INC. (WV, RSSD 1076365) reported consolidated total assets of $390.8M, deposits of $332.8M and a Tier 1 risk-based capital ratio of 11.57% in its FR Y-9C for 2005Q4. That ranks 1098 of 2,310 bank holding companies by assets, 645 of 1,857 among bank holding companies under $1b in assets, 9 of 24 bank holding companies in west virginia.
What stands out
FIRST CENTURY BANKSHARES, INC. (WV, RSSD 1076365) reported consolidated total assets of $390.8M, deposits of $332.8M and a Tier 1 risk-based capital ratio of 11.57% in its FR Y-9C for 2005Q4. That ranks 1098 of 2,310 bank holding companies by assets, 645 of 1,857 among bank holding companies under $1b in assets, 9 of 24 bank holding companies in west virginia. Against its size class: tier 1 risk-based capital ratio 11.57%, below the peer median of 12.15%; tier 1 leverage ratio 8.37%, below the peer median of 9.12%; return on assets 1.02%, above the peer median of 1.02%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 11.57% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2005Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2005Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2005Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $390.8M | $303.5M | $264.3M | $372.2M | record → |
| Total deposits | $332.8M | $250.0M | $221.1M | $298.7M | record → |
| Loans and leases | $257.7M | $209.7M | $196.1M | $258.9M | record → |
| Net income (year to date) | $4.0M | $3.2M | $2.4M | $3.9M | record → |
| Total equity capital | $36.0M | $26.9M | $24.9M | $32.1M | record → |
| Equity to assets | 9.20% | 8.44% | 9.11% | 8.44% | computed |
| Tier 1 risk-based capital ratio | 11.57% | 12.15% | 12.68% | 11.80% | record → |
| Total risk-based capital ratio | 12.55% | 13.45% | 13.85% | 13.17% | record → |
| Tier 1 leverage ratio | 8.37% | 9.12% | 8.83% | 8.99% | record → |
| Return on assets | 1.02% | 1.02% | 1.01% | 1.03% | computed |
Quarter by quarter
72 reports on record, 1988Q1–2005Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2005Q4 | $390.8M | $332.8M | $257.7M | $4.0M | $36.0M | 11.57% | 1098 |
| 2005Q3 | $382.0M | $330.9M | $253.6M | $3.0M | $35.7M | 11.79% | 1105 |
| 2005Q2 | $385.3M | $324.1M | $254.8M | $1.9M | $35.8M | 11.47% | 1080 |
| 2005Q1 | $382.1M | $328.0M | $253.4M | $885.0k | $35.5M | 11.43% | 1061 |
| 2004Q4 | $378.1M | $321.3M | $247.8M | $3.1M | $35.8M | 11.47% | 1054 |
| 2004Q3 | $371.1M | $317.4M | $248.8M | $2.1M | $35.6M | 11.34% | 1049 |
| 2004Q2 | $365.3M | $312.9M | $245.7M | $1.4M | $34.4M | 11.31% | 1047 |
| 2004Q1 | $360.2M | $307.6M | $244.4M | $701.0k | $35.5M | 11.27% | 1047 |
| 2003Q4 | $363.7M | $307.7M | $246.9M | $2.8M | $35.0M | 11.03% | 1011 |
| 2003Q3 | $361.4M | $305.6M | $250.2M | $2.4M | $34.6M | 10.66% | 998 |
| 2003Q2 | $367.3M | $311.8M | $239.7M | $1.6M | $34.6M | 11.05% | 974 |
| 2003Q1 | $362.8M | $312.8M | $234.4M | $839.0k | $34.2M | 10.94% | 956 |
| 2002Q4 | $361.3M | $307.9M | $236.5M | $3.4M | $33.8M | 10.94% | 954 |
| 2002Q3 | $371.4M | $317.7M | $235.8M | $2.7M | $34.3M | 10.91% | 913 |
| 2002Q2 | $367.7M | $313.6M | $232.8M | $1.9M | $33.9M | 10.87% | 885 |
| 2002Q1 | $374.0M | $319.1M | $235.7M | $832.0k | $32.8M | 10.52% | 849 |
| 2001Q4 | $369.2M | $317.4M | $244.1M | $2.1M | $33.0M | 10.29% | 864 |
| 2001Q3 | $381.6M | $323.8M | $249.7M | $1.4M | $33.1M | 9.90% | 825 |
| 2001Q2 | $373.4M | $322.3M | $242.8M | $1.1M | $32.6M | 10.10% | 828 |
| 2001Q1 | $377.9M | $326.4M | $243.6M | $755.0k | $32.6M | 10.18% | 794 |
| 2000Q4 | $374.2M | $327.3M | $244.7M | $3.1M | $31.7M | — | 796 |
| 2000Q3 | $378.2M | $327.4M | $242.4M | $2.8M | $31.0M | — | 779 |
| 2000Q2 | $371.2M | $317.8M | $245.2M | $1.8M | $29.7M | — | 770 |
| 2000Q1 | $367.8M | $321.5M | $239.4M | $953.0k | $29.2M | — | 769 |
| 1999Q4 | $367.6M | $319.9M | $244.0M | $3.4M | $28.9M | — | 765 |
| 1999Q3 | $375.5M | $324.6M | $242.4M | $2.5M | $29.0M | — | 733 |
| 1999Q2 | $368.3M | $321.3M | $243.1M | $1.6M | $28.4M | — | 735 |
| 1999Q1 | $307.0M | $258.6M | $200.7M | $716.0k | $28.6M | — | 847 |
| 1998Q4 | $294.6M | $251.7M | $202.2M | $3.2M | $28.5M | — | 876 |
| 1998Q3 | $290.8M | $248.5M | $199.9M | $2.4M | $28.3M | — | 860 |
| 1998Q2 | $305.5M | $254.2M | $205.6M | $1.6M | $27.6M | — | 821 |
| 1998Q1 | $281.3M | $234.8M | $197.4M | $725.0k | $27.0M | — | 865 |
| 1997Q4 | $276.7M | $232.3M | $197.1M | $3.0M | $26.6M | — | 878 |
| 1997Q3 | $274.0M | $226.2M | $189.6M | $2.2M | $26.2M | — | 863 |
| 1997Q2 | $274.3M | $232.7M | $183.5M | $1.4M | $25.5M | — | 857 |
| 1997Q1 | $277.6M | $236.0M | $183.4M | $605.0k | $24.7M | — | 863 |
| 1996Q4 | $278.6M | $236.7M | $180.0M | $2.8M | $24.6M | — | 839 |
| 1996Q3 | $273.0M | $235.1M | $180.8M | $2.1M | $24.1M | — | 835 |
| 1996Q2 | $274.2M | $235.0M | $184.0M | $1.4M | $23.6M | — | 821 |
| 1996Q1 | $272.8M | $235.9M | $181.1M | $648.0k | $23.4M | — | 816 |
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