bank holding company · RSSD 1071463 · KY
How big is CUMBERLAND VALLEY FINANCIAL CORPORATION?
CUMBERLAND VALLEY FINANCIAL CORPORATION (KY, RSSD 1071463) reported consolidated total assets of $436.2M, deposits of $369.6M and a Tier 1 risk-based capital ratio of 15.41% in its FR Y-9C for 2005Q4. That ranks 988 of 2,310 bank holding companies by assets, 535 of 1,857 among bank holding companies under $1b in assets, 18 of 63 bank holding companies in kentucky.
What stands out
CUMBERLAND VALLEY FINANCIAL CORPORATION (KY, RSSD 1071463) reported consolidated total assets of $436.2M, deposits of $369.6M and a Tier 1 risk-based capital ratio of 15.41% in its FR Y-9C for 2005Q4. That ranks 988 of 2,310 bank holding companies by assets, 535 of 1,857 among bank holding companies under $1b in assets, 18 of 63 bank holding companies in kentucky. Against its size class: tier 1 risk-based capital ratio 15.41%, above the peer median of 12.15%; tier 1 leverage ratio 9.17%, above the peer median of 9.12%; return on assets 0.21%, below the peer median of 1.02%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 15.41% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2005Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2005Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2005Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $436.2M | $303.5M | $282.5M | $372.2M | record → |
| Total deposits | $369.6M | $250.0M | $227.4M | $298.7M | record → |
| Loans and leases | $255.2M | $209.7M | $206.1M | $258.9M | record → |
| Net income (year to date) | $936.0k | $3.2M | $2.9M | $3.9M | record → |
| Total equity capital | $33.2M | $26.9M | $29.4M | $32.1M | record → |
| Equity to assets | 7.60% | 8.44% | 9.25% | 8.44% | computed |
| Tier 1 risk-based capital ratio | 15.41% | 12.15% | 13.44% | 11.80% | record → |
| Total risk-based capital ratio | 16.67% | 13.45% | 14.67% | 13.17% | record → |
| Tier 1 leverage ratio | 9.17% | 9.12% | 9.67% | 8.99% | record → |
| Return on assets | 0.21% | 1.02% | 1.14% | 1.03% | computed |
Quarter by quarter
78 reports on record, 1986Q3–2005Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2005Q4 | $436.2M | $369.6M | $255.2M | $936.0k | $33.2M | 15.41% | 988 |
| 2005Q3 | $449.9M | $383.1M | $255.0M | $762.0k | $33.3M | 15.73% | 945 |
| 2005Q2 | $434.6M | $372.8M | $254.8M | $537.0k | $33.1M | 13.08% | 949 |
| 2005Q1 | $434.9M | $373.8M | $249.1M | $239.0k | $32.7M | 13.25% | 909 |
| 2004Q4 | $429.8M | $368.0M | $247.9M | $1.4M | $33.0M | 13.35% | 904 |
| 2004Q3 | $433.0M | $371.1M | $245.7M | $916.0k | $32.7M | 13.44% | 890 |
| 2004Q2 | $441.2M | $382.4M | $245.6M | $749.0k | $31.4M | 13.27% | 863 |
| 2004Q1 | $439.5M | $379.2M | $250.4M | $341.0k | $32.8M | 12.73% | 850 |
| 2003Q4 | $444.8M | $385.3M | $263.1M | $1.7M | $31.9M | 12.20% | 821 |
| 2003Q3 | $451.4M | $391.6M | $262.4M | $1.4M | $31.6M | 12.02% | 802 |
| 2003Q2 | $462.9M | $401.4M | $275.2M | $1.0M | $31.7M | 11.50% | 781 |
| 2003Q1 | $476.5M | $416.9M | $285.8M | $551.0k | $31.2M | 10.99% | 753 |
| 2002Q4 | $476.0M | $416.7M | $298.0M | $-1.3M | $30.8M | 10.65% | 741 |
| 2002Q3 | $470.7M | $410.8M | $312.0M | $-1.4M | $30.8M | 10.59% | 738 |
| 2002Q2 | $470.0M | $407.6M | $321.1M | $-706.0k | $31.4M | 10.72% | 719 |
| 2002Q1 | $466.0M | $401.2M | $338.6M | $479.0k | $32.4M | 10.62% | 711 |
| 2001Q4 | $469.2M | $404.5M | $343.0M | $-386.0k | $32.1M | 10.44% | 700 |
| 2001Q3 | $468.2M | $390.1M | $352.0M | $1.0M | $34.5M | 10.85% | 685 |
| 2001Q2 | $454.3M | $377.6M | $343.9M | $277.0k | $33.3M | 10.93% | 689 |
| 2001Q1 | $456.3M | $366.7M | $333.8M | $-807.0k | $32.3M | 10.85% | 670 |
| 2000Q4 | $456.6M | $362.5M | $341.9M | $4.3M | $32.5M | — | 668 |
| 2000Q3 | $451.6M | $349.4M | $332.9M | $3.4M | $31.5M | — | 660 |
| 2000Q2 | $448.1M | $345.6M | $326.9M | $2.2M | $30.0M | — | 647 |
| 2000Q1 | $440.4M | $356.1M | $316.1M | $1.1M | $28.9M | — | 655 |
| 1999Q4 | $424.8M | $352.4M | $301.9M | $4.6M | $28.2M | — | 669 |
| 1999Q3 | $400.9M | $336.9M | $291.1M | $3.3M | $27.7M | — | 694 |
| 1999Q2 | $383.9M | $326.8M | $279.1M | $2.2M | $26.8M | — | 705 |
| 1999Q1 | $369.6M | $312.9M | $266.0M | $1.0M | $26.3M | — | 713 |
| 1998Q4 | $357.7M | $302.0M | $249.6M | $4.3M | $25.6M | — | 734 |
| 1998Q3 | $343.8M | $290.7M | $239.5M | $3.2M | $24.9M | — | 739 |
| 1998Q2 | $335.0M | $283.0M | $224.4M | $2.0M | $24.0M | — | 758 |
| 1998Q1 | $319.4M | $279.4M | $212.6M | $1.0M | $23.2M | — | 782 |
| 1997Q4 | $319.4M | $278.1M | $205.1M | $3.6M | $22.1M | — | 781 |
| 1997Q3 | $308.0M | $266.6M | $195.3M | $2.6M | $21.5M | — | 782 |
| 1997Q2 | $309.4M | $265.7M | $190.6M | $1.7M | $20.4M | — | 770 |
| 1997Q1 | $297.8M | $265.8M | $182.6M | $802.0k | $19.4M | — | 809 |
| 1996Q4 | $294.3M | $256.4M | $177.3M | $3.3M | $18.8M | — | 800 |
| 1996Q3 | $283.7M | $253.5M | $169.9M | $2.4M | $18.0M | — | 809 |
| 1996Q2 | $273.1M | $241.7M | $167.4M | $1.6M | $22.2M | — | 826 |
| 1996Q1 | $265.1M | $238.6M | $156.9M | $774.0k | $21.9M | — | 838 |
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