bank holding company · RSSD 1062135 · OK
How big is SPIRIT BANKCORP, INC.?
SPIRIT BANKCORP, INC. (OK, RSSD 1062135) reported consolidated total assets of $676.5M, deposits of $511.8M and a Tier 1 risk-based capital ratio of 12.44% in its FR Y-9C for 2014Q4. That ranks 845 of 1,129 bank holding companies by assets, 257 of 541 among bank holding companies under $1b in assets, 13 of 19 bank holding companies in oklahoma.
What stands out
SPIRIT BANKCORP, INC. (OK, RSSD 1062135) reported consolidated total assets of $676.5M, deposits of $511.8M and a Tier 1 risk-based capital ratio of 12.44% in its FR Y-9C for 2014Q4. That ranks 845 of 1,129 bank holding companies by assets, 257 of 541 among bank holding companies under $1b in assets, 13 of 19 bank holding companies in oklahoma. Against its size class: tier 1 risk-based capital ratio 12.44%, below the peer median of 14.17%; tier 1 leverage ratio 10.21%, above the peer median of 10.05%; return on assets 1.12%, above the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 12.44% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2014Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2014Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2014Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $676.5M | $668.9M | $831.8M | $1.1B | record → |
| Total deposits | $511.8M | $544.8M | $724.1M | $835.6M | record → |
| Loans and leases | $550.0M | $440.7M | $573.7M | $702.8M | record → |
| Net income (year to date) | $7.6M | $5.2M | $16.6M | $9.3M | record → |
| Total equity capital | $58.1M | $66.6M | $91.3M | $107.5M | record → |
| Equity to assets | 8.59% | 9.86% | 9.21% | 10.17% | computed |
| Tier 1 risk-based capital ratio | 12.44% | 14.17% | 13.09% | 13.59% | record → |
| Total risk-based capital ratio | 14.14% | 15.44% | 14.35% | 15.05% | record → |
| Tier 1 leverage ratio | 10.21% | 10.05% | 8.83% | 9.96% | record → |
| Return on assets | 1.12% | 0.76% | 1.08% | 0.82% | computed |
Quarter by quarter
90 reports on record, 1992Q3–2014Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2014Q4 | $676.5M | $511.8M | $550.0M | $7.6M | $58.1M | 12.44% | 845 |
| 2014Q3 | $635.6M | $511.4M | $507.4M | $7.7M | $59.0M | 13.14% | 891 |
| 2014Q2 | $755.8M | $517.5M | $620.2M | $8.1M | $60.4M | 10.90% | 755 |
| 2014Q1 | $866.5M | $727.0M | $556.2M | $-245.0k | $52.6M | 8.47% | 665 |
| 2013Q4 | $819.5M | $680.8M | $612.0M | $398.0k | $53.2M | 8.46% | 697 |
| 2013Q3 | $813.9M | $668.4M | $644.1M | $423.0k | $53.7M | 9.24% | 696 |
| 2013Q2 | $871.7M | $727.1M | $667.6M | $-3.3M | $50.6M | 8.39% | 649 |
| 2013Q1 | $933.2M | $776.4M | $627.0M | $-2.1M | $52.7M | 8.47% | 613 |
| 2012Q4 | $995.7M | $813.1M | $815.0M | $-23.1M | $55.3M | 8.09% | 576 |
| 2012Q3 | $980.8M | $782.0M | $810.1M | $-16.1M | $63.1M | 9.14% | 573 |
| 2012Q2 | $1.1B | $878.0M | $903.3M | $-8.3M | $71.3M | 9.23% | 518 |
| 2012Q1 | $1.3B | $1.0B | $969.7M | $-1.6M | $78.4M | 10.17% | 443 |
| 2011Q4 | $1.3B | $1.0B | $1.1B | $-8.6M | $80.8M | 10.17% | 381 |
| 2011Q3 | $1.3B | $1.0B | $1.1B | $-4.2M | $85.7M | 10.29% | 370 |
| 2011Q2 | $1.3B | $1.0B | $1.0B | $-1.0M | $88.9M | 10.38% | 372 |
| 2011Q1 | $1.3B | $1.1B | $1.0B | $2.2M | $92.1M | 10.76% | 361 |
| 2010Q4 | $1.3B | $1.1B | $1.1B | $-12.1M | $90.3M | 9.37% | 361 |
| 2010Q3 | $1.5B | $1.2B | $1.1B | $-1.5M | $102.5M | 9.87% | 325 |
| 2010Q2 | $1.4B | $1.1B | $1.1B | $-1.1M | $103.9M | 9.09% | 347 |
| 2010Q1 | $1.3B | $1.0B | $1.1B | $-756.0k | $104.8M | 9.43% | 377 |
| 2009Q4 | $1.4B | $1.1B | $1.1B | $85.0k | $106.8M | 9.22% | 351 |
| 2009Q3 | $1.5B | $1.2B | $1.2B | $2.5M | $110.1M | 9.43% | 329 |
| 2009Q2 | $1.5B | $1.1B | $1.3B | $1.9M | $109.5M | 9.24% | 329 |
| 2009Q1 | $1.4B | $948.5M | $1.1B | $580.0k | $109.4M | 9.87% | 361 |
| 2008Q4 | $1.3B | $978.8M | $1.0B | $1.0M | $75.8M | 7.96% | 368 |
| 2008Q3 | $1.3B | $972.9M | $1.0B | $1.1M | $74.0M | 9.19% | 364 |
| 2008Q2 | $1.3B | $993.4M | $1.1B | $542.0k | $62.0M | 8.02% | 355 |
| 2008Q1 | $1.3B | $878.3M | $1.0B | $-1.5M | $62.1M | 8.15% | 363 |
| 2007Q4 | $1.1B | $814.2M | $934.6M | $6.5M | $62.3M | 9.02% | 399 |
| 2007Q3 | $1.1B | $836.1M | $907.4M | $5.3M | $60.0M | 8.86% | 407 |
| 2007Q2 | $1.1B | $812.4M | $883.4M | $3.8M | $57.5M | 8.65% | 409 |
| 2007Q1 | $1.0B | $790.4M | $808.3M | $1.4M | $57.1M | 8.82% | 432 |
| 2006Q4 | $990.4M | $798.2M | $783.3M | $5.3M | $54.4M | 8.49% | 444 |
| 2006Q3 | $948.3M | $768.0M | $749.3M | $3.5M | $52.0M | 8.41% | 458 |
| 2006Q2 | $934.4M | $730.5M | $743.2M | $2.3M | $51.0M | 7.51% | 454 |
| 2006Q1 | $865.9M | $696.5M | $663.7M | $980.0k | $50.8M | 8.22% | 484 |
| 2005Q4 | $882.8M | $716.4M | $655.1M | $5.4M | $49.7M | 8.62% | 494 |
| 2005Q3 | $799.2M | $587.8M | $635.5M | $3.4M | $46.7M | 8.22% | 536 |
| 2005Q2 | $736.8M | $524.6M | $583.8M | $2.5M | $46.2M | 8.96% | 561 |
| 2005Q1 | $667.6M | $485.6M | $517.5M | $919.0k | $42.9M | 9.44% | 600 |
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