bank holding company · RSSD 1058398 · OK
How big is SPEND LIFE WISELY COMPANY, INC.?
SPEND LIFE WISELY COMPANY, INC. (OK, RSSD 1058398) reported consolidated total assets of $11.2B, deposits of $9.1B and a Tier 1 risk-based capital ratio of 9.36% in its FR Y-9C for 2021Q1. That ranks 140 of 349 bank holding companies by assets, 102 of 112 among bank holding companies with $10b-$100b in assets, 3 of 6 bank holding companies in oklahoma.
What stands out
SPEND LIFE WISELY COMPANY, INC. (OK, RSSD 1058398) reported consolidated total assets of $11.2B, deposits of $9.1B and a Tier 1 risk-based capital ratio of 9.36% in its FR Y-9C for 2021Q1. That ranks 140 of 349 bank holding companies by assets, 102 of 112 among bank holding companies with $10b-$100b in assets, 3 of 6 bank holding companies in oklahoma. Against its size class: tier 1 risk-based capital ratio 9.36%, below the peer median of 12.71%; tier 1 leverage ratio 8.23%, below the peer median of 9.14%; return on assets 1.38%, above the peer median of 1.33%. At 9.36% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.23% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $11.2B | $19.3B | — | $7.7B | record → |
| Total deposits | $9.1B | $16.0B | — | $6.1B | record → |
| Loans and leases | $8.8B | $12.3B | — | $5.3B | record → |
| Net income (year to date) | $38.7M | $64.7M | — | $25.6M | record → |
| Total equity capital | $863.6M | $2.4B | — | $832.0M | record → |
| Equity to assets | 7.70% | 10.99% | — | 10.46% | computed |
| Tier 1 risk-based capital ratio | 9.36% | 12.71% | — | 13.18% | record → |
| Total risk-based capital ratio | 12.25% | 14.79% | — | 15.34% | record → |
| Tier 1 leverage ratio | 8.23% | 9.14% | — | 9.48% | record → |
| Return on assets | 1.38% | 1.33% | — | 1.34% | computed |
Quarter by quarter
111 reports on record, 1988Q4–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $11.2B | $9.1B | $8.8B | $38.7M | $863.6M | 9.36% | 140 |
| 2020Q4 | $10.6B | $8.4B | $8.1B | $115.9M | $811.3M | 9.52% | 140 |
| 2020Q3 | $10.3B | $8.1B | $8.0B | $79.3M | $758.2M | 9.32% | 141 |
| 2020Q2 | $10.0B | $7.8B | $7.4B | $53.0M | $726.7M | 9.51% | 142 |
| 2020Q1 | $8.2B | $6.7B | $6.3B | $24.6M | $687.0M | 10.10% | 158 |
| 2019Q4 | $8.1B | $6.6B | $6.0B | $48.4M | $686.5M | 10.21% | 154 |
| 2019Q3 | $7.9B | $6.6B | $5.8B | $26.5M | $672.5M | 10.41% | 155 |
| 2019Q2 | $7.6B | $6.3B | $5.5B | $4.0M | $642.2M | 10.47% | 156 |
| 2019Q1 | $7.2B | $6.0B | $5.2B | $-20.9M | $605.8M | 10.52% | 159 |
| 2018Q4 | $7.0B | $5.8B | $5.0B | $91.1M | $593.5M | 10.28% | 161 |
| 2018Q3 | $6.8B | $5.7B | $4.9B | $65.3M | $554.9M | 10.00% | 160 |
| 2018Q2 | $6.6B | $5.3B | $4.9B | $39.3M | $539.8M | 9.63% | 161 |
| 2018Q1 | $6.5B | $5.2B | $4.7B | $18.2M | $529.6M | 9.73% | 163 |
| 2017Q4 | $6.3B | $5.3B | $4.6B | $75.6M | $528.2M | 10.29% | 161 |
| 2017Q3 | $6.2B | $5.2B | $4.4B | $56.5M | $535.8M | 10.85% | 166 |
| 2017Q2 | $6.0B | $4.9B | $4.3B | $37.3M | $523.9M | 10.88% | 167 |
| 2017Q1 | $6.0B | $4.9B | $4.2B | $19.6M | $511.6M | 10.77% | 167 |
| 2016Q4 | $5.8B | $4.8B | $4.0B | $57.0M | $492.5M | 11.29% | 170 |
| 2016Q3 | $3.4B | $2.7B | $2.3B | $40.5M | $293.6M | 12.00% | 243 |
| 2016Q2 | $3.3B | $2.7B | $2.2B | $27.8M | $287.2M | 12.09% | 247 |
| 2016Q1 | $3.2B | $2.7B | $2.1B | $15.9M | $287.9M | 12.84% | 244 |
| 2015Q4 | $3.2B | $2.6B | $2.0B | $42.7M | $270.4M | 12.89% | 243 |
| 2015Q3 | $3.1B | $2.5B | $2.0B | $31.7M | $268.5M | 12.91% | 241 |
| 2015Q2 | $3.1B | $2.5B | $1.9B | $19.8M | $252.5M | 12.70% | 241 |
| 2015Q1 | $3.0B | $2.5B | $1.9B | $8.1M | $260.6M | 13.49% | 241 |
| 2014Q4 | $2.6B | $2.0B | $1.6B | $35.4M | $250.1M | 15.28% | 268 |
| 2014Q3 | $2.5B | $2.0B | $1.6B | $24.6M | $235.5M | 14.89% | 259 |
| 2014Q2 | $2.5B | $2.1B | $1.5B | $14.4M | $227.8M | 14.76% | 256 |
| 2014Q1 | $2.5B | $2.0B | $1.4B | $6.8M | $226.7M | 15.68% | 261 |
| 2013Q4 | $2.4B | $1.9B | $1.4B | $37.6M | $221.3M | 15.64% | 265 |
| 2013Q3 | $2.3B | $1.9B | $1.4B | $31.0M | $212.2M | 15.43% | 272 |
| 2013Q2 | $2.3B | $1.9B | $1.4B | $21.8M | $209.4M | 15.27% | 269 |
| 2013Q1 | $2.3B | $1.9B | $1.4B | $9.9M | $217.4M | 15.35% | 272 |
| 2012Q4 | $2.3B | $1.8B | $1.4B | $24.8M | $211.0M | 15.08% | 275 |
| 2012Q3 | $2.2B | $1.8B | $1.3B | $17.0M | $207.2M | 14.80% | 276 |
| 2012Q2 | $2.2B | $1.8B | $1.3B | $9.9M | $200.4M | 14.48% | 275 |
| 2012Q1 | $2.2B | $1.8B | $1.3B | $4.4M | $197.7M | 14.27% | 274 |
| 2011Q4 | $2.1B | $1.7B | $1.3B | $12.8M | $195.0M | 14.06% | 244 |
| 2011Q3 | $2.1B | $1.7B | $1.3B | $7.5M | $191.3M | 14.26% | 240 |
| 2011Q2 | $2.1B | $1.7B | $1.4B | $6.5M | $190.4M | 13.67% | 235 |
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