bank holding companies · tier 1 risk-based capital ratio
How well capitalised are bank holding companies in Utah?
Tier 1 risk-based capital ratio, bank holding companies in Utah: median 12.90% in 2005Q4 across 12 holding companies (mean 13.81%); the middle half lies between 11.05% and 15.91%. In 2001Q2, under a lower filing threshold, the median was 14.70%.
What it means
Tier 1 capital divided by risk-weighted assets, as reported on Schedule HC-R (MDRM 7206). Since 2015 the Federal Reserve's capital rule sets a 6% minimum (12 CFR 217.10; 4% before that); holding companies under the small-holding-company threshold are exempt from consolidated requirements. The series covers 19 quarters; because the FR Y-9C filing threshold rose in 2006, 2015 and 2018, the group of filers is not constant over time and medians shift at each step.
Quarter by quarter
Percentiles within the group; the median is bold. Each quarter has its own page with the ten largest institutions and their filed records.
| Quarter | Filers | 10th | 25th | Median | 75th | 90th |
|---|---|---|---|---|---|---|
| 2005Q4 | 12 | 9.64% | 11.05% | 12.90% | 15.91% | 18.27% |
| 2005Q3 | 12 | 9.60% | 10.70% | 12.72% | 15.95% | 18.35% |
| 2005Q2 | 12 | 9.20% | 10.39% | 12.88% | 15.92% | 18.62% |
| 2005Q1 | 12 | 9.43% | 10.35% | 13.05% | 16.15% | 20.13% |
| 2004Q4 | 12 | 9.36% | 10.33% | 13.18% | 16.48% | 18.55% |
| 2004Q3 | 11 | 9.40% | 10.85% | 13.83% | 16.53% | 18.41% |
| 2004Q2 | 11 | 9.11% | 10.82% | 14.81% | 16.62% | 18.36% |
| 2004Q1 | 10 | 9.15% | 11.05% | 15.62% | 17.14% | 19.23% |
| 2003Q4 | 10 | 9.14% | 10.70% | 16.01% | 17.53% | 18.24% |
| 2003Q3 | 10 | 9.45% | 10.64% | 16.06% | 17.40% | 17.99% |
| 2003Q2 | 9 | 9.12% | 14.39% | 15.55% | 17.07% | 18.35% |
| 2003Q1 | 9 | 9.21% | 11.22% | 15.45% | 17.29% | 18.54% |
| 2002Q4 | 9 | 9.03% | 10.76% | 15.45% | 17.16% | 18.00% |
| 2002Q3 | 8 | 9.10% | 9.95% | 14.56% | 15.83% | 18.11% |
| 2002Q2 | 8 | 8.16% | 9.82% | 14.78% | 15.86% | 18.12% |
| 2002Q1 | 8 | 8.21% | 10.05% | 14.77% | 15.92% | 17.80% |
| 2001Q4 | 8 | 8.18% | 9.81% | 14.92% | 16.02% | 17.72% |
| 2001Q3 | 8 | 8.10% | 9.96% | 14.39% | 16.67% | 17.93% |
| 2001Q2 | 8 | 8.33% | 10.97% | 14.70% | 17.29% | 18.29% |
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