nonprofit · EIN 04-2206928 · MA
How much does MERRIMACK VALLEY CREDIT UNION raise and spend?
MERRIMACK VALLEY CREDIT UNION (MA, EIN 04-2206928) reported $91.4M in revenue and $82.9M in expenses for tax year 2023, with $182.9M in net assets (26.5 months of reserves). By expenses that ranks 5,162 of 539,974 e-filers, 208 of 16,913 nonprofits in massachusetts.
What stands out
MERRIMACK VALLEY CREDIT UNION (MA, EIN 04-2206928) reported $91.4M in revenue and $82.9M in expenses for tax year 2023, with $182.9M in net assets (26.5 months of reserves). By expenses that ranks 5,162 of 539,974 e-filers, 208 of 16,913 nonprofits in massachusetts. Against nonprofits with $10M-$100M in expenses: months of reserves 26.5 months, above the peer median of 9.0 months; officer compensation share of expenses 11.1%, above the peer median of 2.5%; contributions share of revenue 0.0%, below the peer median of 13.8%; surplus margin 9.3%, above the peer median of 1.8%.
Key figures, tax year 2023
As filed on Form 990; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same year. Every filed line links to its record on the entity page.
| Measure | 2023 | Median, activity | Median, size | Median, all |
|---|---|---|---|---|
| Total revenue | $91.4M | — | $21.6M | $194.7k |
| Total expenses | $82.9M | — | $20.9M | $178.5k |
| Total assets | $2.2B | — | $29.9M | $775.3k |
| Net assets | $182.9M | — | $17.0M | $622.5k |
| Officer compensation (total per organisation) | $9.2M | — | $609.0k | $113.0k |
| Program service revenue share | 82.9% | — | 74.7% | 13.8% |
| Contributions share of revenue | 0.0% | — | 13.8% | 57.5% |
| Officer compensation share of expenses | 11.1% | — | 2.5% | 6.5% |
| Months of reserves | 26.5 months | — | 9.0 months | 12.6 months |
| Surplus margin | 9.3% | — | 1.8% | 3.9% |
Year by year
5 filings on record.
| Tax year | Revenue | Expenses | Net assets | Reserves | Officer comp. | Rank |
|---|---|---|---|---|---|---|
| 2023 | $91.4M | $82.9M | $182.9M | 26.5 months | $9.2M | 5,162 |
| 2022 | $47.0M | $40.4M | $77.0M | 22.9 months | $5.3M | 8,521 |
| 2021 | $42.1M | $39.0M | $106.6M | 32.8 months | $4.0M | 5,700 |
| 2020 | $45.2M | $44.1M | $111.2M | 30.2 months | $3.6M | 7,195 |
| 2019 | $42.2M | $38.3M | $104.3M | 32.7 months | $3.5M | 7,742 |
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