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Euro area · interest rates

ECB interest rates

ECB key interest rates: deposit facility 2.50%, main refinancing operations 2.65%, marginal lending facility 2.90%, last changed on September 16, 2026; euro short-term rate 2.44% on October 22, 2026 — ECB Data Portal, every change since 1999.

Cite: FACTANKER, https://factanker.com/euro-interest-rates

What are the European Central Bank's key interest rates today?

RateLevelIn effect since
Deposit facility rate2.50%September 16, 2026
Main refinancing operations rate2.65%September 16, 2026
Marginal lending facility rate2.90%September 16, 2026

When did the ECB change its key interest rates since 1999, and to what level?

– = unchanged on that date.

Effective dateDeposit facility rateMain refinancing operations rateMarginal lending facility rate
September 16, 20262.50%2.65%2.90%
June 17, 20262.25%2.40%2.65%
June 11, 20252.00%2.15%2.40%
April 23, 20252.25%2.40%2.65%
March 12, 20252.50%2.65%2.90%
February 5, 20252.75%2.90%3.15%
December 18, 20243.00%3.15%3.40%
October 23, 20243.25%3.40%3.65%
September 18, 20243.50%3.65%3.90%
June 12, 20243.75%4.25%4.50%
September 20, 20234.00%4.50%4.75%
August 2, 20233.75%4.25%4.50%
June 21, 20233.50%4.00%4.25%
May 10, 20233.25%3.75%4.00%
March 22, 20233.00%3.50%3.75%
February 8, 20232.50%3.00%3.25%
December 21, 20222.00%2.50%2.75%
November 2, 20221.50%2.00%2.25%
September 14, 20220.75%1.25%1.50%
July 27, 20220.00%0.50%0.75%
September 18, 2019-0.50%––
March 16, 2016-0.40%0.00%0.25%
December 9, 2015-0.30%––
September 10, 2014-0.20%0.05%0.30%
June 11, 2014-0.10%0.15%0.40%
November 13, 2013–0.25%0.75%
May 8, 2013–0.50%1.00%
July 11, 20120.00%0.75%1.50%
December 14, 20110.25%1.00%1.75%
November 9, 20110.50%1.25%2.00%
July 13, 20110.75%1.50%2.25%
April 13, 20110.50%1.25%2.00%
May 13, 2009–1.00%1.75%
April 8, 20090.25%1.25%2.25%
March 11, 20090.50%1.50%2.50%
January 21, 20091.00%2.00%–
December 10, 20082.00%2.50%3.00%
November 12, 20082.75%3.25%3.75%
October 15, 2008–3.75%–
October 9, 20083.25%–4.25%
October 8, 20082.75%–4.75%
July 9, 20083.25%4.25% (min. bid)5.25%
June 13, 20073.00%4.00% (min. bid)5.00%
March 14, 20072.75%3.75% (min. bid)4.75%
December 13, 20062.50%3.50% (min. bid)4.50%
October 11, 20062.25%3.25% (min. bid)4.25%
August 9, 20062.00%3.00% (min. bid)4.00%
June 15, 20061.75%2.75% (min. bid)3.75%
March 8, 20061.50%2.50% (min. bid)3.50%
December 6, 20051.25%2.25% (min. bid)3.25%
June 6, 20031.00%2.00% (min. bid)3.00%
March 7, 20031.50%2.50% (min. bid)3.50%
December 6, 20021.75%2.75% (min. bid)3.75%
November 9, 20012.25%3.25% (min. bid)4.25%
September 18, 20012.75%3.75% (min. bid)4.75%
August 31, 20013.25%4.25% (min. bid)5.25%
May 11, 20013.50%4.50% (min. bid)5.50%
October 6, 20003.75%4.75% (min. bid)5.75%
September 1, 20003.50%4.50% (min. bid)5.50%
June 9, 20003.25%4.25%5.25%
April 28, 20002.75%3.75%4.75%
March 17, 20002.50%3.50%4.50%
February 4, 20002.25%3.25%4.25%
November 5, 19992.00%3.00%4.00%
April 9, 19991.50%2.50%3.50%
January 22, 19992.00%–4.50%
January 4, 19992.75%–3.25%

What was the euro short-term rate (€STR) on each of the last 30 business days?

Day€STR
October 22, 20262.44%
October 21, 20262.44%
October 20, 20262.44%
October 19, 20262.44%
October 16, 20262.44%
October 15, 20262.44%
October 14, 20262.44%
October 13, 20262.44%
October 12, 20262.44%
October 9, 20262.44%
October 8, 20262.44%
October 7, 20262.44%
October 6, 20262.44%
October 5, 20262.44%
October 2, 20262.44%
October 1, 20262.44%
September 30, 20262.44%
September 29, 20262.44%
September 28, 20262.44%
September 25, 20262.44%
September 24, 20262.44%
September 23, 20262.44%
September 22, 20262.44%
September 21, 20262.44%
September 18, 20262.44%
September 17, 20262.44%
September 16, 20262.44%
September 15, 20262.19%
September 14, 20262.19%
September 11, 20262.19%

What was the euro short-term rate (€STR) on the last business day of each year since 2019?

The current year shows the latest business day so far.

YearDay€STR
2019December 31, 2019-0.53%
2020December 31, 2020-0.58%
2021December 31, 2021-0.59%
2022December 30, 20221.89%
2023December 29, 20233.88%
2024December 31, 20242.90%
2025December 31, 20251.92%
2026October 22, 20262.44%

Euro reference exchange rates

Source: European Central Bank, ECB Data Portal (reuse with attribution). Key rates are shown from the day they took effect; the euro short-term rate (€STR) is published each T2 (formerly TARGET2) business day for the previous business day; reference rates are units of currency per euro, set daily by the ECB (concertation around 14:10 CET), with monthly and annual averages as computed by the ECB. Source record.

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