Call report 2015Q4
HARVARD SAVINGS BANK — 2015Q4
The 22 measures HARVARD SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,231,000 | USD | evidence → |
| Total loans | 103,307,000 | USD | evidence → |
| Allowance for loan losses | 1,752,000 | USD | evidence → |
| Securities available for sale | 5,311,000 | USD | evidence → |
| Securities held to maturity | 230,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,131,000 | USD | evidence → |
| Interest-bearing deposits | 113,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,203,000 | USD | evidence → |
| Equity capital | 13,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,580,000 | USD | evidence → |
| Interest expense | 1,018,000 | USD | evidence → |
| Net interest income | 4,562,000 | USD | evidence → |
| Noninterest income | 530,000 | USD | evidence → |
| Noninterest expense | 4,691,000 | USD | evidence → |
| Provision for loan losses | -856,000 | USD | evidence → |
| Pretax income | 1,257,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 1,246,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,245,000 | USD | evidence → |
| Total capital | 14,685,000 | USD | evidence → |
| Risk-weighted assets | 114,924,000 | USD | evidence → |