Call report 2008Q4
HARVARD SAVINGS BANK — 2008Q4
The 22 measures HARVARD SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,610,000 | USD | evidence → |
| Total loans | 121,749,000 | USD | evidence → |
| Allowance for loan losses | 1,000,000 | USD | evidence → |
| Securities available for sale | 5,456,000 | USD | evidence → |
| Securities held to maturity | 1,596,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,833,000 | USD | evidence → |
| Interest-bearing deposits | 113,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,436,000 | USD | evidence → |
| Equity capital | 12,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,551,000 | USD | evidence → |
| Interest expense | 4,935,000 | USD | evidence → |
| Net interest income | 3,616,000 | USD | evidence → |
| Noninterest income | 586,000 | USD | evidence → |
| Noninterest expense | 4,484,000 | USD | evidence → |
| Provision for loan losses | 634,000 | USD | evidence → |
| Pretax income | -2,230,000 | USD | evidence → |
| Income tax | -1,065,000 | USD | evidence → |
| Net income | -1,165,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,369,000 | USD | evidence → |
| Total capital | 12,369,000 | USD | evidence → |
| Risk-weighted assets | 111,990,000 | USD | evidence → |