Call report 2004Q4
HARVARD SAVINGS BANK — 2004Q4
The 22 measures HARVARD SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,008,000 | USD | evidence → |
| Total loans | 80,768,000 | USD | evidence → |
| Allowance for loan losses | 715,000 | USD | evidence → |
| Securities available for sale | 12,602,000 | USD | evidence → |
| Securities held to maturity | 179,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,377,000 | USD | evidence → |
| Interest-bearing deposits | 83,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,753,000 | USD | evidence → |
| Equity capital | 10,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,878,000 | USD | evidence → |
| Interest expense | 2,932,000 | USD | evidence → |
| Net interest income | 2,946,000 | USD | evidence → |
| Noninterest income | 1,044,000 | USD | evidence → |
| Noninterest expense | 2,581,000 | USD | evidence → |
| Provision for loan losses | 7,274,000 | USD | evidence → |
| Pretax income | -4,426,000 | USD | evidence → |
| Income tax | -1,551,000 | USD | evidence → |
| Net income | -2,875,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,210,000 | USD | evidence → |
| Total capital | 10,812,000 | USD | evidence → |
| Risk-weighted assets | 75,091,000 | USD | evidence → |