Call reports 2025
WHEATON COLLEGE TRUST COMPANY, NATIONAL ASSOCIATION — 2025
What WHEATON COLLEGE TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,979,000 | 3,877,000 | 3,946,000 | 3,991,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,992,000 | 2,992,000 | 2,995,000 | 2,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,757,000 | 3,756,000 | 3,803,000 | 3,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 52,000 | 90,000 | 131,000 | 167,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 52,000 | 90,000 | 131,000 | 167,000 |
| Noninterest income | 295,000 | 576,000 | 908,000 | 1,229,000 |
| Noninterest expense | 329,000 | 650,000 | 963,000 | 1,282,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 16,000 | 76,000 | 114,000 |
| Income tax | 2,000 | 1,000 | 14,000 | 22,000 |
| Net income | 16,000 | 15,000 | 62,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,757,000 | 3,756,000 | 3,803,000 | 3,833,000 |
| Total capital | 3,757,000 | 3,756,000 | 3,803,000 | 3,833,000 |
| Risk-weighted assets | 441,000 | 396,000 | 433,000 | 425,000 |