Call reports 2025
FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION — 2025
What FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,193,185,000 | 1,218,814,000 | 1,243,695,000 | 1,230,620,000 |
| Total loans | 630,464,000 | 641,926,000 | 654,448,000 | 649,688,000 |
| Allowance for loan losses | 8,508,000 | 8,721,000 | 6,871,000 | 6,898,000 |
| Securities available for sale | 297,820,000 | 297,078,000 | 297,683,000 | 305,880,000 |
| Securities held to maturity | 117,121,000 | 117,546,000 | 122,645,000 | 123,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,010,928,000 | 1,019,282,000 | 1,034,033,000 | 1,039,200,000 |
| Interest-bearing deposits | 861,453,000 | 883,405,000 | 893,228,000 | 880,459,000 |
| Noninterest-bearing deposits | 149,475,000 | 135,877,000 | 140,805,000 | 158,741,000 |
| Equity capital | 76,582,000 | 77,174,000 | 84,178,000 | 86,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,491,000 | 25,596,000 | 39,578,000 | 53,474,000 |
| Interest expense | 5,476,000 | 11,089,000 | 16,992,000 | 22,458,000 |
| Net interest income | 7,015,000 | 14,507,000 | 22,586,000 | 31,016,000 |
| Noninterest income | 1,906,000 | 3,866,000 | 6,206,000 | 8,848,000 |
| Noninterest expense | 6,496,000 | 13,492,000 | 20,756,000 | 29,408,000 |
| Provision for loan losses | 76,000 | 380,000 | 456,000 | 684,000 |
| Pretax income | 2,349,000 | 4,501,000 | 7,580,000 | 9,772,000 |
| Income tax | 514,000 | 1,013,000 | 1,738,000 | 2,096,000 |
| Net income | 1,835,000 | 3,488,000 | 5,842,000 | 7,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,567,000 | 114,983,000 | 116,445,000 | 118,713,000 |
| Total capital | 123,078,000 | 123,708,000 | 123,320,000 | 125,615,000 |
| Risk-weighted assets | 750,998,000 | 761,072,000 | 771,979,000 | 770,470,000 |