Call reports 2008
FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION — 2008
What FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 447,311,000 | 460,198,000 | 489,172,000 | 490,904,000 |
| Total loans | 276,262,000 | 278,044,000 | 286,943,000 | 288,599,000 |
| Allowance for loan losses | 3,596,000 | 3,855,000 | 4,087,000 | 4,037,000 |
| Securities available for sale | 124,795,000 | 129,843,000 | 131,155,000 | 140,552,000 |
| Securities held to maturity | 3,857,000 | 4,097,000 | 4,863,000 | 3,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,741,000 | 390,873,000 | 413,996,000 | 407,741,000 |
| Interest-bearing deposits | 312,730,000 | 323,936,000 | 344,233,000 | 332,630,000 |
| Noninterest-bearing deposits | 63,011,000 | 66,937,000 | 69,763,000 | 75,111,000 |
| Equity capital | 38,260,000 | 36,317,000 | 37,996,000 | 39,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,439,000 | 12,730,000 | 19,239,000 | 25,522,000 |
| Interest expense | 2,727,000 | 5,177,000 | 7,575,000 | 9,832,000 |
| Net interest income | 3,712,000 | 7,553,000 | 11,664,000 | 15,690,000 |
| Noninterest income | 835,000 | 1,703,000 | 2,579,000 | 3,473,000 |
| Noninterest expense | 2,648,000 | 5,527,000 | 8,349,000 | 11,557,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,330,000 |
| Pretax income | 1,699,000 | 3,309,000 | 5,261,000 | 6,462,000 |
| Income tax | 501,000 | 971,000 | 1,565,000 | 1,970,000 |
| Net income | 1,198,000 | 2,338,000 | 3,696,000 | 4,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,275,000 | 34,711,000 | 35,516,000 | 36,360,000 |
| Total capital | 37,871,000 | 38,566,000 | 39,603,000 | 40,397,000 |
| Risk-weighted assets | 331,419,000 | 340,551,000 | 353,181,000 | 353,194,000 |