Call reports 2007
FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION — 2007
What FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 428,429,000 | 428,201,000 | 459,437,000 | 432,236,000 |
| Total loans | 278,059,000 | 276,603,000 | 282,929,000 | 280,750,000 |
| Allowance for loan losses | 3,118,000 | 3,226,000 | 3,312,000 | 3,310,000 |
| Securities available for sale | 91,073,000 | 98,058,000 | 108,855,000 | 106,398,000 |
| Securities held to maturity | 5,016,000 | 5,735,000 | 5,634,000 | 5,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,704,000 | 375,551,000 | 389,825,000 | 364,558,000 |
| Interest-bearing deposits | 305,775,000 | 312,953,000 | 320,150,000 | 293,379,000 |
| Noninterest-bearing deposits | 67,929,000 | 62,598,000 | 69,675,000 | 71,179,000 |
| Equity capital | 35,321,000 | 34,575,000 | 36,072,000 | 37,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,354,000 | 13,031,000 | 19,925,000 | 26,695,000 |
| Interest expense | 3,086,000 | 6,252,000 | 9,610,000 | 12,622,000 |
| Net interest income | 3,268,000 | 6,779,000 | 10,315,000 | 14,073,000 |
| Noninterest income | 908,000 | 1,795,000 | 2,609,000 | 3,502,000 |
| Noninterest expense | 2,528,000 | 5,275,000 | 7,808,000 | 10,774,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,080,000 |
| Pretax income | 1,371,000 | 2,752,000 | 4,287,000 | 5,702,000 |
| Income tax | 341,000 | 726,000 | 1,182,000 | 1,509,000 |
| Net income | 1,030,000 | 2,026,000 | 3,105,000 | 4,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,276,000 | 32,719,000 | 33,245,000 | 33,780,000 |
| Total capital | 35,394,000 | 35,945,000 | 36,557,000 | 37,090,000 |
| Risk-weighted assets | 332,303,000 | 333,341,000 | 338,853,000 | 329,638,000 |