Call reports 2005
FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION — 2005
What FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 388,754,000 | 410,118,000 | 428,148,000 | 410,057,000 |
| Total loans | 262,941,000 | 265,977,000 | 258,714,000 | 261,792,000 |
| Allowance for loan losses | 2,799,000 | 2,971,000 | 2,778,000 | 3,160,000 |
| Securities available for sale | 72,788,000 | 74,345,000 | 85,280,000 | 86,735,000 |
| Securities held to maturity | 6,792,000 | 7,753,000 | 7,694,000 | 6,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,051,000 | 359,224,000 | 376,772,000 | 357,981,000 |
| Interest-bearing deposits | 279,561,000 | 297,193,000 | 289,668,000 | 288,189,000 |
| Noninterest-bearing deposits | 58,490,000 | 62,031,000 | 87,104,000 | 69,792,000 |
| Equity capital | 35,276,000 | 35,777,000 | 36,380,000 | 35,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,029,000 | 10,328,000 | 15,831,000 | 21,583,000 |
| Interest expense | 1,623,000 | 3,401,000 | 5,412,000 | 7,492,000 |
| Net interest income | 3,406,000 | 6,927,000 | 10,419,000 | 14,091,000 |
| Noninterest income | 736,000 | 1,530,000 | 3,155,000 | 3,902,000 |
| Noninterest expense | 2,449,000 | 5,218,000 | 7,735,000 | 10,676,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,625,000 | 2,250,000 |
| Pretax income | 1,329,000 | 2,510,000 | 4,235,000 | 5,088,000 |
| Income tax | 330,000 | 690,000 | 954,000 | 1,191,000 |
| Net income | 999,000 | 1,820,000 | 3,281,000 | 3,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,636,000 | 31,904,000 | 32,812,000 | 32,876,000 |
| Total capital | 34,435,000 | 34,875,000 | 35,590,000 | 36,036,000 |
| Risk-weighted assets | 298,526,000 | 308,384,000 | 315,243,000 | 313,533,000 |