Call reports 2004
FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION — 2004
What FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 314,638,000 | 332,512,000 | 409,179,000 | 399,651,000 |
| Total loans | 229,876,000 | 231,902,000 | 272,745,000 | 268,855,000 |
| Allowance for loan losses | 2,266,000 | 2,281,000 | 2,677,000 | 2,764,000 |
| Securities available for sale | 40,605,000 | 42,517,000 | 68,251,000 | 74,173,000 |
| Securities held to maturity | 6,735,000 | 7,210,000 | 7,020,000 | 6,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,749,000 | 279,347,000 | 353,980,000 | 340,678,000 |
| Interest-bearing deposits | 213,691,000 | 224,810,000 | 294,107,000 | 278,356,000 |
| Noninterest-bearing deposits | 47,058,000 | 54,537,000 | 59,873,000 | 62,322,000 |
| Equity capital | 28,842,000 | 28,892,000 | 35,676,000 | 35,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,985,000 | 7,997,000 | 12,338,000 | 17,471,000 |
| Interest expense | 1,303,000 | 2,610,000 | 3,996,000 | 5,578,000 |
| Net interest income | 2,682,000 | 5,387,000 | 8,342,000 | 11,893,000 |
| Noninterest income | 1,081,000 | 2,268,000 | 3,036,000 | 3,857,000 |
| Noninterest expense | 2,068,000 | 4,105,000 | 6,244,000 | 9,193,000 |
| Provision for loan losses | 225,000 | 450,000 | 710,000 | 1,165,000 |
| Pretax income | 1,562,000 | 3,192,000 | 4,516,000 | 5,484,000 |
| Income tax | 514,000 | 1,057,000 | 1,479,000 | 1,777,000 |
| Net income | 1,048,000 | 2,135,000 | 3,037,000 | 3,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,009,000 | 28,595,000 | 30,787,000 | 31,189,000 |
| Total capital | 30,275,000 | 30,876,000 | 33,464,000 | 33,953,000 |
| Risk-weighted assets | 256,470,000 | 263,719,000 | 308,073,000 | 304,391,000 |