Call reports 2003
FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION — 2003
What FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 309,875,000 | 316,402,000 | 367,710,000 | 312,794,000 |
| Total loans | 201,435,000 | 207,343,000 | 217,038,000 | 222,261,000 |
| Allowance for loan losses | 2,174,000 | 2,330,000 | 2,367,000 | 2,263,000 |
| Securities available for sale | 49,648,000 | 54,329,000 | 95,688,000 | 46,351,000 |
| Securities held to maturity | 8,396,000 | 8,117,000 | 8,052,000 | 7,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,297,000 | 265,190,000 | 316,517,000 | 258,463,000 |
| Interest-bearing deposits | 214,074,000 | 217,889,000 | 263,442,000 | 207,179,000 |
| Noninterest-bearing deposits | 44,223,000 | 47,301,000 | 53,075,000 | 51,284,000 |
| Equity capital | 27,116,000 | 27,708,000 | 27,949,000 | 28,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,035,000 | 8,129,000 | 12,110,000 | 16,182,000 |
| Interest expense | 1,539,000 | 3,024,000 | 4,460,000 | 5,837,000 |
| Net interest income | 2,496,000 | 5,105,000 | 7,650,000 | 10,345,000 |
| Noninterest income | 834,000 | 1,812,000 | 2,812,000 | 4,001,000 |
| Noninterest expense | 2,019,000 | 3,894,000 | 5,962,000 | 8,089,000 |
| Provision for loan losses | 190,000 | 400,000 | 610,000 | 1,285,000 |
| Pretax income | 1,313,000 | 2,815,000 | 4,082,000 | 5,164,000 |
| Income tax | 428,000 | 933,000 | 1,231,000 | 1,624,000 |
| Net income | 885,000 | 1,882,000 | 2,851,000 | 3,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,306,000 | 26,803,000 | 27,272,000 | 27,461,000 |
| Total capital | 28,480,000 | 29,133,000 | 29,639,000 | 29,724,000 |
| Risk-weighted assets | 221,658,000 | 232,905,000 | 250,276,000 | 243,244,000 |