Call reports 2002
FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 296,895,000 | 304,540,000 | 317,771,000 | 310,261,000 |
| Total loans | 196,891,000 | 206,569,000 | 205,386,000 | 203,106,000 |
| Allowance for loan losses | 2,192,000 | 2,246,000 | 2,322,000 | 2,305,000 |
| Securities available for sale | 62,358,000 | 52,294,000 | 49,356,000 | 45,867,000 |
| Securities held to maturity | 9,306,000 | 10,041,000 | 9,873,000 | 8,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,270,000 | 254,737,000 | 265,351,000 | 258,220,000 |
| Interest-bearing deposits | 211,643,000 | 211,805,000 | 226,476,000 | 214,192,000 |
| Noninterest-bearing deposits | 36,627,000 | 42,932,000 | 38,875,000 | 44,028,000 |
| Equity capital | 24,896,000 | 26,114,000 | 27,110,000 | 26,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,469,000 | 8,901,000 | 13,388,000 | 17,777,000 |
| Interest expense | 1,900,000 | 3,649,000 | 5,408,000 | 7,061,000 |
| Net interest income | 2,569,000 | 5,252,000 | 7,980,000 | 10,716,000 |
| Noninterest income | 788,000 | 1,634,000 | 2,473,000 | 3,333,000 |
| Noninterest expense | 1,936,000 | 3,902,000 | 5,866,000 | 7,908,000 |
| Provision for loan losses | 135,000 | 270,000 | 425,000 | 990,000 |
| Pretax income | 1,287,000 | 2,818,000 | 4,266,000 | 5,236,000 |
| Income tax | 399,000 | 830,000 | 1,301,000 | 1,464,000 |
| Net income | 888,000 | 1,988,000 | 2,965,000 | 3,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,687,000 | 25,411,000 | 26,014,000 | 25,821,000 |
| Total capital | 26,879,000 | 27,657,000 | 28,336,000 | 28,126,000 |
| Risk-weighted assets | 212,033,000 | 220,853,000 | 223,137,000 | 221,121,000 |