Call reports 2016
BANK OF HARTINGTON — 2016
What BANK OF HARTINGTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 84,881,000 | 83,538,000 | 86,101,000 | 88,358,000 |
| Total loans | 55,725,000 | 61,227,000 | 62,647,000 | 64,610,000 |
| Allowance for loan losses | 680,000 | 702,000 | 725,000 | 749,000 |
| Securities available for sale | 16,229,000 | 15,924,000 | 15,758,000 | 15,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,025,000 | 72,412,000 | 74,597,000 | 70,696,000 |
| Interest-bearing deposits | 54,556,000 | 55,638,000 | 55,579,000 | 52,233,000 |
| Noninterest-bearing deposits | 23,469,000 | 16,774,000 | 19,018,000 | 18,462,000 |
| Equity capital | 6,777,000 | 6,958,000 | 7,116,000 | 7,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,713,000 | 2,633,000 | 3,551,000 |
| Interest expense | 54,000 | 116,000 | 180,000 | 243,000 |
| Net interest income | 769,000 | 1,597,000 | 2,453,000 | 3,308,000 |
| Noninterest income | 83,000 | 150,000 | 222,000 | 290,000 |
| Noninterest expense | 569,000 | 1,191,000 | 1,842,000 | 2,579,000 |
| Provision for loan losses | 14,000 | 36,000 | 59,000 | 84,000 |
| Pretax income | 276,000 | 527,000 | 781,000 | 942,000 |
| Income tax | 6,000 | 14,000 | 22,000 | 58,000 |
| Net income | 270,000 | 513,000 | 759,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,525,000 | 6,649,000 | 6,837,000 | 7,168,000 |
| Total capital | 7,205,000 | 7,351,000 | 7,562,000 | 7,917,000 |
| Risk-weighted assets | 56,987,000 | 62,086,000 | 64,090,000 | 66,514,000 |