Call reports 2015
BANK OF HARTINGTON — 2015
What BANK OF HARTINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,395,000 | 78,182,000 | 80,027,000 | 76,480,000 |
| Total loans | 50,805,000 | 53,506,000 | 53,873,000 | 52,849,000 |
| Allowance for loan losses | 591,000 | 649,000 | 664,000 | 666,000 |
| Securities available for sale | 16,033,000 | 18,308,000 | 18,283,000 | 16,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,956,000 | 71,851,000 | 73,297,000 | 69,942,000 |
| Interest-bearing deposits | 53,857,000 | 53,519,000 | 55,123,000 | 49,085,000 |
| Noninterest-bearing deposits | 20,099,000 | 18,332,000 | 18,174,000 | 20,857,000 |
| Equity capital | 6,370,000 | 6,222,000 | 6,572,000 | 6,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,582,000 | 2,408,000 | 3,231,000 |
| Interest expense | 54,000 | 114,000 | 174,000 | 229,000 |
| Net interest income | 719,000 | 1,468,000 | 2,234,000 | 3,002,000 |
| Noninterest income | 94,000 | 162,000 | 233,000 | 295,000 |
| Noninterest expense | 554,000 | 1,095,000 | 1,645,000 | 2,309,000 |
| Provision for loan losses | 15,000 | 73,000 | 88,000 | 90,000 |
| Pretax income | 244,000 | 518,000 | 790,000 | 954,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 235,000 | 500,000 | 763,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,178,000 | 6,322,000 | 6,518,000 | 6,282,000 |
| Total capital | 6,769,000 | 6,971,000 | 7,182,000 | 6,948,000 |
| Risk-weighted assets | 52,365,000 | 55,304,000 | 55,674,000 | 54,223,000 |