Call reports 2010
BANK OF HARTINGTON — 2010
What BANK OF HARTINGTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 51,133,000 | 50,925,000 | 52,030,000 | 54,204,000 |
| Total loans | 28,990,000 | 29,968,000 | 29,916,000 | 32,233,000 |
| Allowance for loan losses | 426,000 | 441,000 | 431,000 | 401,000 |
| Securities available for sale | 15,191,000 | 12,656,000 | 14,027,000 | 14,012,000 |
| Securities held to maturity | 1,209,000 | 2,964,000 | 2,823,000 | 3,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,782,000 | 45,986,000 | 46,955,000 | 49,287,000 |
| Interest-bearing deposits | 35,441,000 | 36,551,000 | 38,102,000 | 37,345,000 |
| Noninterest-bearing deposits | 9,341,000 | 9,435,000 | 8,853,000 | 11,943,000 |
| Equity capital | 4,762,000 | 4,842,000 | 4,942,000 | 4,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,309,000 | 1,968,000 | 2,647,000 |
| Interest expense | 157,000 | 311,000 | 445,000 | 573,000 |
| Net interest income | 488,000 | 998,000 | 1,523,000 | 2,074,000 |
| Noninterest income | 39,000 | 84,000 | 133,000 | 177,000 |
| Noninterest expense | 402,000 | 861,000 | 1,246,000 | 1,700,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 125,000 | 250,000 | 439,000 | 580,000 |
| Income tax | 2,000 | 7,000 | 13,000 | 18,000 |
| Net income | 123,000 | 243,000 | 426,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,414,000 | 4,394,000 | 4,527,000 | 4,497,000 |
| Total capital | 4,840,000 | 4,835,000 | 4,958,000 | 4,898,000 |
| Risk-weighted assets | 35,282,000 | 37,423,000 | 37,320,000 | 40,412,000 |