Call reports 2009
BANK OF HARTINGTON — 2009
What BANK OF HARTINGTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 49,183,000 | 48,188,000 | 50,820,000 | 51,471,000 |
| Total loans | 29,770,000 | 30,896,000 | 30,172,000 | 29,992,000 |
| Allowance for loan losses | 351,000 | 396,000 | 426,000 | 426,000 |
| Securities available for sale | 13,890,000 | 14,476,000 | 12,825,000 | 15,353,000 |
| Securities held to maturity | 390,000 | 650,000 | 510,000 | 509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,485,000 | 43,135,000 | 44,389,000 | 45,147,000 |
| Interest-bearing deposits | 34,718,000 | 35,170,000 | 35,886,000 | 35,406,000 |
| Noninterest-bearing deposits | 9,767,000 | 7,965,000 | 8,503,000 | 9,741,000 |
| Equity capital | 4,580,000 | 4,503,000 | 4,792,000 | 4,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,390,000 | 2,065,000 | 2,701,000 |
| Interest expense | 201,000 | 384,000 | 552,000 | 720,000 |
| Net interest income | 499,000 | 1,006,000 | 1,513,000 | 1,981,000 |
| Noninterest income | 42,000 | 87,000 | 147,000 | 215,000 |
| Noninterest expense | 359,000 | 791,000 | 1,138,000 | 1,569,000 |
| Provision for loan losses | 30,000 | 69,000 | 99,000 | 99,000 |
| Pretax income | 152,000 | 233,000 | 423,000 | 528,000 |
| Income tax | 10,000 | 14,000 | 18,000 | 27,000 |
| Net income | 142,000 | 219,000 | 405,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,299,000 | 4,285,000 | 4,429,000 | 4,465,000 |
| Total capital | 4,650,000 | 4,681,000 | 4,855,000 | 4,891,000 |
| Risk-weighted assets | 34,663,000 | 35,735,000 | 35,588,000 | 35,633,000 |