Call reports 2008
BANK OF HARTINGTON — 2008
What BANK OF HARTINGTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 48,676,000 | 46,982,000 | 52,894,000 | 48,998,000 |
| Total loans | 26,409,000 | 29,598,000 | 31,482,000 | 32,104,000 |
| Allowance for loan losses | 200,000 | 215,000 | 219,000 | 321,000 |
| Securities available for sale | 15,621,000 | 14,347,000 | 10,631,000 | 13,034,000 |
| Securities held to maturity | 140,000 | 140,000 | 390,000 | 390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,248,000 | 42,854,000 | 48,372,000 | 44,217,000 |
| Interest-bearing deposits | 35,038,000 | 34,764,000 | 39,058,000 | 35,827,000 |
| Noninterest-bearing deposits | 9,210,000 | 8,090,000 | 9,314,000 | 8,390,000 |
| Equity capital | 4,256,000 | 3,978,000 | 4,338,000 | 4,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,463,000 | 2,211,000 | 2,941,000 |
| Interest expense | 286,000 | 542,000 | 783,000 | 1,014,000 |
| Net interest income | 447,000 | 921,000 | 1,428,000 | 1,927,000 |
| Noninterest income | 42,000 | 100,000 | 171,000 | 214,000 |
| Noninterest expense | 347,000 | 693,000 | 1,039,000 | 1,416,000 |
| Provision for loan losses | 10,000 | 25,000 | 55,000 | 150,000 |
| Pretax income | 132,000 | 293,000 | 460,000 | 530,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 17,000 |
| Net income | 128,000 | 284,000 | 447,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,061,000 | 4,216,000 | 4,381,000 | 4,446,000 |
| Total capital | 4,261,000 | 4,431,000 | 4,600,000 | 4,767,000 |
| Risk-weighted assets | 31,516,000 | 33,706,000 | 36,929,000 | 36,463,000 |