Call reports 2007
BANK OF HARTINGTON — 2007
What BANK OF HARTINGTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,855,000 | 43,431,000 | 46,189,000 | 47,360,000 |
| Total loans | 23,690,000 | 24,748,000 | 24,846,000 | 28,484,000 |
| Allowance for loan losses | 233,000 | 210,000 | 170,000 | 190,000 |
| Securities available for sale | 15,164,000 | 16,724,000 | 16,072,000 | 16,390,000 |
| Securities held to maturity | 60,000 | 150,000 | 140,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,947,000 | 39,347,000 | 41,858,000 | 42,457,000 |
| Interest-bearing deposits | 32,302,000 | 32,912,000 | 34,539,000 | 33,704,000 |
| Noninterest-bearing deposits | 6,645,000 | 6,435,000 | 7,319,000 | 8,752,000 |
| Equity capital | 3,748,000 | 3,827,000 | 4,115,000 | 4,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,296,000 | 1,993,000 | 2,734,000 |
| Interest expense | 267,000 | 558,000 | 860,000 | 1,154,000 |
| Net interest income | 362,000 | 738,000 | 1,133,000 | 1,580,000 |
| Noninterest income | 52,000 | 113,000 | 169,000 | 222,000 |
| Noninterest expense | 319,000 | 639,000 | 948,000 | 1,298,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 90,000 | 204,000 | 316,000 | 446,000 |
| Income tax | 1,000 | 7,000 | 10,000 | 16,000 |
| Net income | 89,000 | 197,000 | 306,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,029,000 | 4,136,000 | 4,247,000 | 4,370,000 |
| Total capital | 4,262,000 | 4,346,000 | 4,417,000 | 4,560,000 |
| Risk-weighted assets | 28,322,000 | 29,422,000 | 29,742,000 | 32,812,000 |