Call reports 2006
BANK OF HARTINGTON — 2006
What BANK OF HARTINGTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,065,000 | 41,603,000 | 41,785,000 | 41,627,000 |
| Total loans | 21,370,000 | 22,115,000 | 22,890,000 | 23,586,000 |
| Allowance for loan losses | 301,000 | 283,000 | 233,000 | 233,000 |
| Securities available for sale | 17,809,000 | 17,418,000 | 16,441,000 | 15,652,000 |
| Securities held to maturity | 285,000 | 285,000 | 275,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,902,000 | 36,704,000 | 37,707,000 | 36,595,000 |
| Interest-bearing deposits | 30,244,000 | 30,240,000 | 31,404,000 | 29,973,000 |
| Noninterest-bearing deposits | 6,658,000 | 6,463,000 | 6,303,000 | 6,622,000 |
| Equity capital | 3,479,000 | 3,406,000 | 3,800,000 | 3,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,132,000 | 1,738,000 | 2,358,000 |
| Interest expense | 206,000 | 443,000 | 699,000 | 971,000 |
| Net interest income | 349,000 | 689,000 | 1,039,000 | 1,387,000 |
| Noninterest income | 46,000 | 105,000 | 152,000 | 199,000 |
| Noninterest expense | 336,000 | 639,000 | 943,000 | 1,239,000 |
| Provision for loan losses | 0 | 0 | -50,000 | -50,000 |
| Pretax income | 59,000 | 155,000 | 283,000 | 382,000 |
| Income tax | 7,000 | 10,000 | 14,000 | 18,000 |
| Net income | 52,000 | 145,000 | 269,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,995,000 | 4,087,000 | 4,212,000 | 4,306,000 |
| Total capital | 4,296,000 | 4,370,000 | 4,445,000 | 4,539,000 |
| Risk-weighted assets | 26,573,000 | 27,146,000 | 27,843,000 | 28,056,000 |