Call reports 2005
BANK OF HARTINGTON — 2005
What BANK OF HARTINGTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,972,000 | 40,534,000 | 41,033,000 | 42,436,000 |
| Total loans | 16,838,000 | 18,560,000 | 19,817,000 | 21,940,000 |
| Allowance for loan losses | 352,000 | 300,000 | 301,000 | 301,000 |
| Securities available for sale | 17,643,000 | 19,228,000 | 18,624,000 | 18,121,000 |
| Securities held to maturity | 770,000 | 770,000 | 575,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,207,000 | 36,507,000 | 37,006,000 | 35,909,000 |
| Interest-bearing deposits | 28,833,000 | 29,748,000 | 30,107,000 | 28,948,000 |
| Noninterest-bearing deposits | 7,374,000 | 6,759,000 | 6,899,000 | 6,962,000 |
| Equity capital | 3,678,000 | 3,926,000 | 3,888,000 | 3,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 964,000 | 1,495,000 | 2,053,000 |
| Interest expense | 113,000 | 258,000 | 426,000 | 627,000 |
| Net interest income | 348,000 | 706,000 | 1,069,000 | 1,426,000 |
| Noninterest income | 37,000 | 81,000 | 121,000 | 167,000 |
| Noninterest expense | 289,000 | 595,000 | 887,000 | 1,184,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 180,000 | 283,000 | 389,000 |
| Income tax | 8,000 | 11,000 | 14,000 | 13,000 |
| Net income | 81,000 | 169,000 | 269,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,029,000 | 4,117,000 | 4,218,000 | 4,319,000 |
| Total capital | 4,316,000 | 4,413,000 | 4,468,000 | 4,620,000 |
| Risk-weighted assets | 22,104,000 | 23,657,000 | 25,319,000 | 27,220,000 |