Call reports 2004
BANK OF HARTINGTON — 2004
What BANK OF HARTINGTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,244,000 | 38,576,000 | 38,063,000 | 37,570,000 |
| Total loans | 17,571,000 | 17,952,000 | 17,067,000 | 19,059,000 |
| Allowance for loan losses | 405,000 | 402,000 | 351,000 | 352,000 |
| Securities available for sale | 16,355,000 | 17,133,000 | 15,957,000 | 15,392,000 |
| Securities held to maturity | 1,870,000 | 1,870,000 | 1,800,000 | 1,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,031,000 | 34,512,000 | 33,813,000 | 33,295,000 |
| Interest-bearing deposits | 29,303,000 | 28,800,000 | 27,434,000 | 25,987,000 |
| Noninterest-bearing deposits | 5,728,000 | 5,712,000 | 6,379,000 | 7,308,000 |
| Equity capital | 4,110,000 | 3,749,000 | 4,131,000 | 3,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 934,000 | 1,392,000 | 1,849,000 |
| Interest expense | 119,000 | 233,000 | 339,000 | 443,000 |
| Net interest income | 351,000 | 701,000 | 1,053,000 | 1,406,000 |
| Noninterest income | 26,000 | 61,000 | 96,000 | 134,000 |
| Noninterest expense | 309,000 | 668,000 | 958,000 | 1,286,000 |
| Provision for loan losses | 0 | 0 | -50,000 | -50,000 |
| Pretax income | 68,000 | 94,000 | 246,000 | 309,000 |
| Income tax | 4,000 | 7,000 | 10,000 | 13,000 |
| Net income | 64,000 | 87,000 | 236,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,012,000 | 4,035,000 | 4,184,000 | 3,947,000 |
| Total capital | 4,295,000 | 4,321,000 | 4,458,000 | 4,254,000 |
| Risk-weighted assets | 22,368,000 | 22,728,000 | 21,891,000 | 24,331,000 |