Call reports 2003
BANK OF HARTINGTON — 2003
What BANK OF HARTINGTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,995,000 | 40,152,000 | 40,396,000 | 40,507,000 |
| Total loans | 16,075,000 | 15,902,000 | 17,812,000 | 19,938,000 |
| Allowance for loan losses | 415,000 | 414,000 | 405,000 | 406,000 |
| Securities available for sale | 14,861,000 | 16,226,000 | 17,248,000 | 15,226,000 |
| Securities held to maturity | 1,970,000 | 2,130,000 | 1,960,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,676,000 | 35,757,000 | 36,060,000 | 36,091,000 |
| Interest-bearing deposits | 29,098,000 | 30,510,000 | 30,266,000 | 28,808,000 |
| Noninterest-bearing deposits | 5,578,000 | 5,247,000 | 5,794,000 | 7,283,000 |
| Equity capital | 4,179,000 | 4,257,000 | 4,160,000 | 3,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,011,000 | 1,464,000 | 1,945,000 |
| Interest expense | 170,000 | 316,000 | 456,000 | 582,000 |
| Net interest income | 358,000 | 695,000 | 1,008,000 | 1,363,000 |
| Noninterest income | 23,000 | 56,000 | 88,000 | 114,000 |
| Noninterest expense | 325,000 | 621,000 | 910,000 | 1,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 130,000 | 186,000 | 299,000 |
| Income tax | 10,000 | 17,000 | 27,000 | 28,000 |
| Net income | 46,000 | 113,000 | 159,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,036,000 | 4,090,000 | 4,136,000 | 3,948,000 |
| Total capital | 4,302,000 | 4,357,000 | 4,423,000 | 4,256,000 |
| Risk-weighted assets | 21,120,000 | 21,208,000 | 22,822,000 | 24,557,000 |