Call reports 2009
BANK OF GREENSBURG — 2009
What BANK OF GREENSBURG reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 98,273,000 | 97,919,000 | 101,942,000 | 98,716,000 |
| Total loans | 78,505,000 | 81,578,000 | 81,214,000 | 78,970,000 |
| Allowance for loan losses | 1,102,000 | 702,000 | 888,000 | 550,000 |
| Securities available for sale | 5,737,000 | 5,291,000 | 5,286,000 | 4,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,030,000 | 89,393,000 | 93,433,000 | 88,753,000 |
| Interest-bearing deposits | 73,169,000 | 74,130,000 | 79,030,000 | 74,311,000 |
| Noninterest-bearing deposits | 16,861,000 | 15,263,000 | 14,403,000 | 14,442,000 |
| Equity capital | 7,675,000 | 7,772,000 | 7,659,000 | 9,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,813,000 | 4,267,000 | 5,669,000 |
| Interest expense | 516,000 | 1,049,000 | 1,571,000 | 2,064,000 |
| Net interest income | 839,000 | 1,764,000 | 2,696,000 | 3,605,000 |
| Noninterest income | 143,000 | 314,000 | 440,000 | 370,000 |
| Noninterest expense | 872,000 | 1,808,000 | 2,638,000 | 3,527,000 |
| Provision for loan losses | 585,000 | 620,000 | 975,000 | 1,238,000 |
| Pretax income | -475,000 | -350,000 | -477,000 | -790,000 |
| Income tax | -10,000 | -10,000 | -10,000 | -10,000 |
| Net income | -465,000 | -340,000 | -467,000 | -780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,658,000 | 7,771,000 | 7,644,000 | 9,200,000 |
| Total capital | 8,613,000 | 8,473,000 | 8,532,000 | 9,750,000 |
| Risk-weighted assets | 76,261,000 | 77,634,000 | 77,422,000 | 75,396,000 |