Call reports 2008
BANK OF GREENSBURG — 2008
What BANK OF GREENSBURG reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 98,941,000 | 94,076,000 | 91,860,000 | 95,819,000 |
| Total loans | 60,947,000 | 63,800,000 | 71,176,000 | 76,014,000 |
| Allowance for loan losses | 489,000 | 528,000 | 541,000 | 565,000 |
| Securities available for sale | 9,281,000 | 13,593,000 | 12,390,000 | 11,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,590,000 | 85,175,000 | 80,650,000 | 82,712,000 |
| Interest-bearing deposits | 72,640,000 | 68,328,000 | 64,010,000 | 66,342,000 |
| Noninterest-bearing deposits | 15,950,000 | 16,847,000 | 16,640,000 | 16,370,000 |
| Equity capital | 9,748,000 | 8,127,000 | 8,128,000 | 8,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 2,920,000 | 4,375,000 | 5,877,000 |
| Interest expense | 635,000 | 1,228,000 | 1,776,000 | 2,303,000 |
| Net interest income | 908,000 | 1,692,000 | 2,599,000 | 3,574,000 |
| Noninterest income | 157,000 | 313,000 | 429,000 | 554,000 |
| Noninterest expense | 872,000 | 1,629,000 | 2,446,000 | 3,229,000 |
| Provision for loan losses | 242,000 | 282,000 | 322,000 | 369,000 |
| Pretax income | -49,000 | 94,000 | 260,000 | 530,000 |
| Income tax | 0 | 119,000 | 125,000 | 125,000 |
| Net income | -49,000 | -25,000 | 135,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,575,000 | 8,098,000 | 8,108,000 | 8,133,000 |
| Total capital | 10,064,000 | 8,626,000 | 8,649,000 | 8,698,000 |
| Risk-weighted assets | 65,034,000 | 66,577,000 | 70,738,000 | 74,761,000 |