Call reports 2007
BANK OF GREENSBURG — 2007
What BANK OF GREENSBURG reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,098,000 | 82,109,000 | 84,401,000 | 85,144,000 |
| Total loans | 51,150,000 | 54,021,000 | 54,305,000 | 56,384,000 |
| Allowance for loan losses | 547,000 | 474,000 | 368,000 | 361,000 |
| Securities available for sale | 13,234,000 | 14,706,000 | 15,611,000 | 14,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,472,000 | 72,273,000 | 74,084,000 | 74,884,000 |
| Interest-bearing deposits | 57,372,000 | 57,080,000 | 58,982,000 | 61,372,000 |
| Noninterest-bearing deposits | 15,100,000 | 15,193,000 | 15,102,000 | 13,512,000 |
| Equity capital | 9,185,000 | 9,309,000 | 9,651,000 | 9,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,943,000 | 4,446,000 | 5,915,000 |
| Interest expense | 532,000 | 1,098,000 | 1,694,000 | 2,294,000 |
| Net interest income | 899,000 | 1,845,000 | 2,752,000 | 3,621,000 |
| Noninterest income | 117,000 | 240,000 | 377,000 | 482,000 |
| Noninterest expense | 750,000 | 1,523,000 | 2,311,000 | 3,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 562,000 | 818,000 | 766,000 |
| Income tax | 86,000 | 180,000 | 262,000 | 232,000 |
| Net income | 180,000 | 382,000 | 556,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,269,000 | 9,471,000 | 9,645,000 | 9,623,000 |
| Total capital | 9,816,000 | 9,945,000 | 10,013,000 | 9,984,000 |
| Risk-weighted assets | 55,151,000 | 56,080,000 | 57,373,000 | 59,463,000 |