Call reports 2006
BANK OF GREENSBURG — 2006
What BANK OF GREENSBURG reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 72,200,000 | 76,894,000 | 77,181,000 | 81,713,000 |
| Total loans | 42,384,000 | 47,259,000 | 50,676,000 | 50,883,000 |
| Allowance for loan losses | 794,000 | 702,000 | 740,000 | 549,000 |
| Securities available for sale | 19,362,000 | 17,454,000 | 14,860,000 | 14,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,192,000 | 67,605,000 | 67,428,000 | 72,028,000 |
| Interest-bearing deposits | 48,503,000 | 53,029,000 | 53,078,000 | 57,809,000 |
| Noninterest-bearing deposits | 14,690,000 | 14,576,000 | 14,350,000 | 14,219,000 |
| Equity capital | 8,806,000 | 8,929,000 | 9,224,000 | 8,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,430,000 | 3,756,000 | 5,130,000 |
| Interest expense | 342,000 | 709,000 | 1,167,000 | 1,675,000 |
| Net interest income | 794,000 | 1,721,000 | 2,589,000 | 3,455,000 |
| Noninterest income | 118,000 | 239,000 | 379,000 | 502,000 |
| Noninterest expense | 698,000 | 1,418,000 | 2,140,000 | 3,103,000 |
| Provision for loan losses | 0 | 44,000 | 84,000 | 104,000 |
| Pretax income | 214,000 | 498,000 | 744,000 | 750,000 |
| Income tax | 68,000 | 159,000 | 238,000 | 237,000 |
| Net income | 146,000 | 339,000 | 506,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,032,000 | 9,225,000 | 9,392,000 | 9,089,000 |
| Total capital | 9,582,000 | 9,833,000 | 10,042,000 | 9,638,000 |
| Risk-weighted assets | 43,726,000 | 48,522,000 | 51,896,000 | 49,937,000 |