Call reports 2005
BANK OF GREENSBURG — 2005
What BANK OF GREENSBURG reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,765,000 | 58,727,000 | 65,007,000 | 69,684,000 |
| Total loans | 39,361,000 | 39,316,000 | 39,053,000 | 39,656,000 |
| Allowance for loan losses | 846,000 | 1,059,000 | 900,000 | 772,000 |
| Securities available for sale | 10,063,000 | 10,476,000 | 11,701,000 | 11,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,831,000 | 49,320,000 | 56,028,000 | 60,721,000 |
| Interest-bearing deposits | 38,455,000 | 39,310,000 | 42,225,000 | 47,011,000 |
| Noninterest-bearing deposits | 10,376,000 | 10,010,000 | 13,803,000 | 13,710,000 |
| Equity capital | 8,980,000 | 8,881,000 | 8,741,000 | 8,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,764,000 | 2,685,000 | 3,706,000 |
| Interest expense | 227,000 | 466,000 | 733,000 | 1,035,000 |
| Net interest income | 692,000 | 1,298,000 | 1,952,000 | 2,671,000 |
| Noninterest income | 136,000 | 267,000 | 375,000 | 481,000 |
| Noninterest expense | 681,000 | 1,378,000 | 2,082,000 | 2,844,000 |
| Provision for loan losses | 45,000 | 410,000 | 510,000 | 510,000 |
| Pretax income | 94,000 | -231,000 | -265,000 | -202,000 |
| Income tax | 7,000 | -96,000 | -96,000 | -96,000 |
| Net income | 87,000 | -135,000 | -169,000 | -106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,141,000 | 8,919,000 | 8,885,000 | 8,886,000 |
| Total capital | 9,665,000 | 9,431,000 | 9,425,000 | 9,427,000 |
| Risk-weighted assets | 41,607,000 | 40,407,000 | 42,807,000 | 43,062,000 |