Call reports 2004
BANK OF GREENSBURG — 2004
What BANK OF GREENSBURG reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 65,184,000 | 61,975,000 | 61,320,000 | 60,297,000 |
| Total loans | 33,664,000 | 32,071,000 | 31,791,000 | 34,417,000 |
| Allowance for loan losses | 249,000 | 264,000 | 332,000 | 846,000 |
| Securities available for sale | 13,514,000 | 14,540,000 | 14,916,000 | 13,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,231,000 | 52,261,000 | 49,875,000 | 50,852,000 |
| Interest-bearing deposits | 44,708,000 | 41,876,000 | 40,098,000 | 41,353,000 |
| Noninterest-bearing deposits | 10,523,000 | 10,385,000 | 9,777,000 | 9,499,000 |
| Equity capital | 9,724,000 | 9,483,000 | 9,736,000 | 9,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,785,000 | 2,622,000 | 3,502,000 |
| Interest expense | 225,000 | 441,000 | 660,000 | 888,000 |
| Net interest income | 682,000 | 1,344,000 | 1,962,000 | 2,614,000 |
| Noninterest income | 158,000 | 294,000 | 433,000 | 581,000 |
| Noninterest expense | 678,000 | 1,351,000 | 1,988,000 | 2,767,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 665,000 |
| Pretax income | 117,000 | 197,000 | 272,000 | -237,000 |
| Income tax | 36,000 | 50,000 | 65,000 | -75,000 |
| Net income | 81,000 | 147,000 | 207,000 | -162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,607,000 | 9,673,000 | 9,733,000 | 9,054,000 |
| Total capital | 9,856,000 | 9,937,000 | 10,065,000 | 9,533,000 |
| Risk-weighted assets | 37,852,000 | 36,850,000 | 36,384,000 | 37,916,000 |