Call reports 2003
BANK OF GREENSBURG — 2003
What BANK OF GREENSBURG reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 63,857,000 | 63,332,000 | 60,584,000 | 63,178,000 |
| Total loans | 36,491,000 | 36,428,000 | 36,477,000 | 36,300,000 |
| Allowance for loan losses | 357,000 | 342,000 | 209,000 | 247,000 |
| Securities available for sale | 12,228,000 | 13,088,000 | 11,830,000 | 12,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,999,000 | 53,137,000 | 50,496,000 | 53,229,000 |
| Interest-bearing deposits | 43,635,000 | 42,651,000 | 40,220,000 | 42,432,000 |
| Noninterest-bearing deposits | 10,364,000 | 10,486,000 | 10,276,000 | 10,797,000 |
| Equity capital | 9,569,000 | 9,913,000 | 9,861,000 | 9,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,047,000 | 3,001,000 | 3,958,000 |
| Interest expense | 277,000 | 537,000 | 783,000 | 1,012,000 |
| Net interest income | 753,000 | 1,510,000 | 2,218,000 | 2,946,000 |
| Noninterest income | 150,000 | 311,000 | 451,000 | 607,000 |
| Noninterest expense | 622,000 | 1,227,000 | 1,854,000 | 2,650,000 |
| Provision for loan losses | 30,000 | 60,000 | 150,000 | 180,000 |
| Pretax income | 251,000 | 534,000 | 665,000 | 723,000 |
| Income tax | 61,000 | 127,000 | 160,000 | 218,000 |
| Net income | 190,000 | 407,000 | 505,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,456,000 | 9,737,000 | 9,835,000 | 9,526,000 |
| Total capital | 9,813,000 | 10,079,000 | 10,044,000 | 9,773,000 |
| Risk-weighted assets | 39,241,000 | 39,219,000 | 38,827,000 | 39,082,000 |