Call reports 2002
BANK OF GREENSBURG — 2002
What BANK OF GREENSBURG reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,136,000 | 62,803,000 | 63,841,000 | 64,084,000 |
| Total loans | 36,021,000 | 36,388,000 | 37,610,000 | 37,769,000 |
| Allowance for loan losses | 383,000 | 406,000 | 387,000 | 335,000 |
| Securities available for sale | 13,995,000 | 13,287,000 | 10,820,000 | 13,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,789,000 | 53,094,000 | 53,863,000 | 54,228,000 |
| Interest-bearing deposits | 45,891,000 | 44,195,000 | 45,620,000 | 43,279,000 |
| Noninterest-bearing deposits | 8,898,000 | 8,899,000 | 8,243,000 | 10,949,000 |
| Equity capital | 9,028,000 | 9,359,000 | 9,570,000 | 9,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,066,000 | 2,162,000 | 3,242,000 | 4,328,000 |
| Interest expense | 401,000 | 774,000 | 1,130,000 | 1,461,000 |
| Net interest income | 665,000 | 1,388,000 | 2,112,000 | 2,867,000 |
| Noninterest income | 132,000 | 272,000 | 413,000 | 571,000 |
| Noninterest expense | 596,000 | 1,213,000 | 1,838,000 | 2,534,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 252,000 |
| Pretax income | 186,000 | 407,000 | 692,000 | 788,000 |
| Income tax | 61,000 | 121,000 | 186,000 | 224,000 |
| Net income | 125,000 | 286,000 | 506,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,983,000 | 9,144,000 | 9,364,000 | 9,266,000 |
| Total capital | 9,366,000 | 9,550,000 | 9,751,000 | 9,601,000 |
| Risk-weighted assets | 38,648,000 | 38,765,000 | 39,602,000 | 39,741,000 |