Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,287,000 | 27,553,000 | 27,942,000 | 28,002,000 |
| Total loans | 13,698,000 | 10,250,000 | 9,799,000 | 10,608,000 |
| Allowance for loan losses | 240,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 12,627,000 | 14,853,000 | 15,245,000 | 15,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,622,000 | 24,785,000 | 25,162,000 | 25,409,000 |
| Interest-bearing deposits | 24,701,000 | 23,037,000 | 23,447,000 | 23,222,000 |
| Noninterest-bearing deposits | 1,921,000 | 1,748,000 | 1,715,000 | 2,187,000 |
| Equity capital | 2,575,000 | 2,660,000 | 2,671,000 | 2,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 456,000 | 656,000 | 859,000 |
| Interest expense | 52,000 | 105,000 | 156,000 | 208,000 |
| Net interest income | 187,000 | 351,000 | 500,000 | 651,000 |
| Noninterest income | 52,000 | 82,000 | 104,000 | 128,000 |
| Noninterest expense | 131,000 | 294,000 | 425,000 | 576,000 |
| Provision for loan losses | 0 | -40,000 | -40,000 | -40,000 |
| Pretax income | 96,000 | 167,000 | 207,000 | 231,000 |
| Income tax | 30,000 | 46,000 | 59,000 | 61,000 |
| Net income | 66,000 | 121,000 | 148,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,577,000 | 2,632,000 | 2,660,000 | 2,682,000 |
| Total capital | 2,775,000 | 2,801,000 | 2,827,000 | 2,865,000 |
| Risk-weighted assets | 15,792,000 | 13,478,000 | 13,304,000 | 14,608,000 |