Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,073,000 | 27,787,000 | 28,046,000 | 28,659,000 |
| Total loans | 13,594,000 | 14,182,000 | 14,089,000 | 13,458,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 12,828,000 | 11,657,000 | 11,683,000 | 12,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,518,000 | 25,401,000 | 25,501,000 | 26,137,000 |
| Interest-bearing deposits | 23,927,000 | 24,089,000 | 23,835,000 | 24,025,000 |
| Noninterest-bearing deposits | 1,591,000 | 1,312,000 | 1,666,000 | 2,112,000 |
| Equity capital | 2,342,000 | 2,314,000 | 2,461,000 | 2,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 490,000 | 737,000 | 980,000 |
| Interest expense | 52,000 | 105,000 | 157,000 | 210,000 |
| Net interest income | 191,000 | 385,000 | 580,000 | 770,000 |
| Noninterest income | 14,000 | 20,000 | 55,000 | 96,000 |
| Noninterest expense | 132,000 | 258,000 | 394,000 | 551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 143,000 | 237,000 | 311,000 |
| Income tax | 21,000 | 44,000 | 75,000 | 98,000 |
| Net income | 48,000 | 99,000 | 162,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,342,000 | 2,422,000 | 2,485,000 | 2,536,000 |
| Total capital | 2,535,000 | 2,622,000 | 2,684,000 | 2,731,000 |
| Risk-weighted assets | 15,471,000 | 15,930,000 | 15,912,000 | 15,561,000 |