Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 28,818,000 | 27,581,000 | 27,917,000 | 28,477,000 |
| Total loans | 12,798,000 | 12,386,000 | 12,413,000 | 13,765,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,193,000 | 13,328,000 | 13,245,000 | 13,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,555,000 | 25,282,000 | 25,526,000 | 24,633,000 |
| Interest-bearing deposits | 24,394,000 | 23,755,000 | 23,833,000 | 23,137,000 |
| Noninterest-bearing deposits | 2,161,000 | 1,527,000 | 1,693,000 | 1,496,000 |
| Equity capital | 2,187,000 | 2,228,000 | 2,291,000 | 2,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 471,000 | 707,000 | 948,000 |
| Interest expense | 54,000 | 107,000 | 161,000 | 214,000 |
| Net interest income | 180,000 | 364,000 | 546,000 | 734,000 |
| Noninterest income | 33,000 | 37,000 | 89,000 | 150,000 |
| Noninterest expense | 144,000 | 277,000 | 417,000 | 573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 124,000 | 218,000 | 311,000 |
| Income tax | 20,000 | 34,000 | 65,000 | 96,000 |
| Net income | 49,000 | 90,000 | 153,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,187,000 | 2,228,000 | 2,291,000 | 2,353,000 |
| Total capital | 2,387,000 | 2,420,000 | 2,482,000 | 2,560,000 |
| Risk-weighted assets | 15,982,000 | 15,343,000 | 15,216,000 | 16,533,000 |