Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,091,000 | 26,634,000 | 28,005,000 | 27,089,000 |
| Total loans | 11,292,000 | 12,004,000 | 13,210,000 | 12,611,000 |
| Allowance for loan losses | 240,000 | 239,000 | 240,000 | 240,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,599,000 | 13,419,000 | 13,473,000 | 13,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,962,000 | 23,690,000 | 24,233,000 | 24,749,000 |
| Interest-bearing deposits | 23,301,000 | 22,498,000 | 23,152,000 | 23,568,000 |
| Noninterest-bearing deposits | 1,661,000 | 1,192,000 | 1,081,000 | 1,181,000 |
| Equity capital | 2,047,000 | 2,087,000 | 2,148,000 | 2,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 450,000 | 701,000 | 919,000 |
| Interest expense | 54,000 | 109,000 | 166,000 | 222,000 |
| Net interest income | 166,000 | 341,000 | 535,000 | 697,000 |
| Noninterest income | 24,000 | 33,000 | 66,000 | 103,000 |
| Noninterest expense | 138,000 | 272,000 | 414,000 | 563,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 52,000 | 102,000 | 186,000 | 236,000 |
| Income tax | 10,000 | 20,000 | 43,000 | 53,000 |
| Net income | 42,000 | 82,000 | 143,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,047,000 | 2,087,000 | 2,148,000 | 2,188,000 |
| Total capital | 2,230,000 | 2,277,000 | 2,350,000 | 2,386,000 |
| Risk-weighted assets | 14,556,000 | 15,135,000 | 16,148,000 | 15,823,000 |