Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,397,000 | 24,119,000 | 23,727,000 | 24,918,000 |
| Total loans | 11,382,000 | 11,949,000 | 12,673,000 | 12,072,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,276,000 | 10,037,000 | 9,287,000 | 11,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,494,000 | 22,161,000 | 21,627,000 | 22,021,000 |
| Interest-bearing deposits | 20,190,000 | 20,553,000 | 20,293,000 | 20,578,000 |
| Noninterest-bearing deposits | 1,304,000 | 1,608,000 | 1,334,000 | 1,443,000 |
| Equity capital | 1,830,000 | 1,874,000 | 1,995,000 | 2,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 467,000 | 703,000 | 945,000 |
| Interest expense | 54,000 | 106,000 | 158,000 | 213,000 |
| Net interest income | 178,000 | 361,000 | 545,000 | 732,000 |
| Noninterest income | 20,000 | 28,000 | 125,000 | 148,000 |
| Noninterest expense | 147,000 | 283,000 | 430,000 | 566,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 106,000 | 240,000 | 314,000 |
| Income tax | 10,000 | 21,000 | 34,000 | 53,000 |
| Net income | 41,000 | 85,000 | 206,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,830,000 | 1,874,000 | 1,995,000 | 2,005,000 |
| Total capital | 2,003,000 | 2,053,000 | 2,179,000 | 2,187,000 |
| Risk-weighted assets | 13,771,000 | 14,276,000 | 14,689,000 | 14,494,000 |