Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,549,000 | 23,815,000 | 22,700,000 | 23,122,000 |
| Total loans | 11,296,000 | 11,853,000 | 12,510,000 | 12,608,000 |
| Allowance for loan losses | 236,000 | 238,000 | 238,000 | 240,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,412,000 | 10,684,000 | 8,124,000 | 8,851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,791,000 | 21,571,000 | 20,834,000 | 21,241,000 |
| Interest-bearing deposits | 20,177,000 | 19,985,000 | 19,330,000 | 20,080,000 |
| Noninterest-bearing deposits | 1,614,000 | 1,586,000 | 1,504,000 | 1,161,000 |
| Equity capital | 1,691,000 | 1,726,000 | 1,776,000 | 1,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 521,000 | 792,000 | 998,000 |
| Interest expense | 69,000 | 136,000 | 199,000 | 260,000 |
| Net interest income | 192,000 | 385,000 | 593,000 | 738,000 |
| Noninterest income | 3,000 | 7,000 | 10,000 | 69,000 |
| Noninterest expense | 150,000 | 299,000 | 440,000 | 576,000 |
| Provision for loan losses | 4,000 | 6,000 | 6,000 | 8,000 |
| Pretax income | 41,000 | 87,000 | 157,000 | 223,000 |
| Income tax | 10,000 | 21,000 | 41,000 | 49,000 |
| Net income | 31,000 | 66,000 | 116,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,691,000 | 1,726,000 | 1,776,000 | 1,834,000 |
| Total capital | 1,856,000 | 1,897,000 | 1,948,000 | 2,014,000 |
| Risk-weighted assets | 13,156,000 | 13,614,000 | 13,723,000 | 14,312,000 |