Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 21,169,000 | 22,703,000 | 21,856,000 | 22,704,000 |
| Total loans | 11,769,000 | 12,169,000 | 12,269,000 | 11,748,000 |
| Allowance for loan losses | 245,000 | 238,000 | 233,000 | 233,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,860,000 | 8,498,000 | 7,934,000 | 9,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,513,000 | 21,009,000 | 20,116,000 | 20,953,000 |
| Interest-bearing deposits | 18,197,000 | 19,465,000 | 18,759,000 | 19,448,000 |
| Noninterest-bearing deposits | 1,316,000 | 1,544,000 | 1,357,000 | 1,505,000 |
| Equity capital | 1,591,000 | 1,629,000 | 1,660,000 | 1,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 508,000 | 782,000 | 1,049,000 |
| Interest expense | 79,000 | 153,000 | 223,000 | 293,000 |
| Net interest income | 173,000 | 355,000 | 559,000 | 756,000 |
| Noninterest income | 5,000 | 24,000 | 30,000 | 30,000 |
| Noninterest expense | 140,000 | 302,000 | 451,000 | 592,000 |
| Provision for loan losses | 7,000 | 7,000 | 27,000 | 27,000 |
| Pretax income | 31,000 | 70,000 | 111,000 | 167,000 |
| Income tax | 9,000 | 10,000 | 20,000 | 36,000 |
| Net income | 22,000 | 60,000 | 91,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,591,000 | 1,629,000 | 1,660,000 | 1,700,000 |
| Total capital | 1,751,000 | 1,798,000 | 1,829,000 | 1,867,000 |
| Risk-weighted assets | 12,733,000 | 13,461,000 | 13,438,000 | 13,263,000 |